Utica, New York Construction loan lenders AI selection 2025

Lendersa® provides a list of construction loan lenders in Utica, NY, featuring regional banks, national lenders, and local hard money providers using private money for ground-up construction or major rehabs.

In Utica, NY, the estimated construction costs for a 2,000 sq. ft. home range from $287,891 for basic builds to $518,750 for more upscale designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the lender selected.

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Lendersa®'s AI technology ensures all financing needs are met by matching your loan request with hundreds of lenders. Discover top construction rates for ground-up projects, fix-and-flips, or major rehabs in NY.

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Avoid unnecessary inquiries to maintain your credit score. Preapprove your land loan without providing your social security number or sensitive financial details.

Consider 100% LTV financing by using additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land lenders in zip codes 13501, 13502, 13503, 13504, 13505, 13599.



  • Emerson Financial
  • 675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
  • Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • CMG Realty
  • 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
  • Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • All California Mortgage
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
  • Searchlight Lending
  • 1300 Fourth Street, San Rafael, CA, 94901
  • Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
  • ACM Investor Services Inc
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
  • Townsend Commercial Lending
  • 232 Townsend Street, San Francisco, CA, 94107
  • Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).
  • Golden Gate Lending Group
  • 1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.
  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans. From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc Equal Housing Lender (Brokerage)."