Construction loans by with AI by private investors in Utica, NY

Lendersa® provides a list of construction loan lenders in Utica, NY, featuring regional banks, national lenders, and local hard money providers using private money for ground-up construction or major rehabs.

In Utica, NY, the estimated construction costs for a 2,000 sq. ft. home range from $287,891 for basic builds to $518,750 for more upscale designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the lender selected.

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Lendersa®'s AI technology ensures all financing needs are met by matching your loan request with hundreds of lenders. Discover top construction rates for ground-up projects, fix-and-flips, or major rehabs in NY.

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Avoid unnecessary inquiries to maintain your credit score. Preapprove your land loan without providing your social security number or sensitive financial details.

Consider 100% LTV financing by using additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land lenders in zip codes 13501, 13502, 13503, 13504, 13505, 13599.



  • Georgia Community Bank
  • 250 E Lee St., Dawson, GA, 39842
  • Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,
  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
  • First National Bank Minnesota
  • 201 W. Main Street, Belle Plaine, MN, 56011
  • Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
  • Minnesota Lakes Bank
  • 710 Babcock Blvd. E., Delano, MN, 55328
  • This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.
  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
  • The Trust Bank
  • 50 West Central Ave., Lenox, GA, 31637
  • The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak
  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.