2026 Construction Loan Lenders for Wales, New York

The Lendersa® directory of construction loan lenders in Wales, NY, features an array of options including regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for projects like ground-up construction and major rehabs.

In Wales, NY, the cost to construct a 2,000-square-foot home ranges from $278,937 for basic builds to $509,796 for more luxurious constructions. The interest rates and loan terms vary, influenced by borrower financial profiles, loan-to-value ratios (LTV), after-repair value (ARV), and the type of lender chosen.

Explore loan options from 100 lenders

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Lendersa® leverages AI technology to ensure your construction financing requirements are met, by instantly matching your loan request with hundreds of construction lenders. Now, you can uncover excellent construction rates to fund ground-up builds, fix-and-flip ventures, or large-scale rehabs across both residential and commercial properties in NY.

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You might qualify for 100% LTV financing by securing additional properties as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 14169.



Wales Construction Loan Lenders

  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Lends in New York
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products

  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • Lends in New York
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.

  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Lends in New York
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds

  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • Lends in New York
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.

  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Lends in New York
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor

  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • Lends in New York
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • Lends in New York
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE