2026 Construction Loan Lenders for Cincinnati, Ohio

Lendersa® offers a list of construction loan lenders in Cincinnati, OH, including regional banks, national lenders, and local hard money providers. They use private funds for ground-up construction or major rehab projects.

In Cincinnati, OH, the estimated construction cost for a 2,000-square-foot home ranges from $177,973 for basic builds to $325,352 for more elaborate designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and lender type.

Compare offers from 100 lenders to find the best option.

The efficient construction loan calculator

Using Lendersa®'s AI technology, your financing needs are met by quickly matching your loan request with many construction lenders. Discover optimal construction rates for projects like new constructions, fix-and-flips, or major rehabs in OH.

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To protect your credit score, limit inquiries. Get preapproved for your land loan without needing your social security number or any sensitive data.

Consider qualifying for 100% LTV financing by pledging additional property as collateral using a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 45219.



Cincinnati Construction Loan Lenders

  • BlueMark Capital, LLC
  • 700 Walnut Street, Suite 300, Cincinnati, OH, 45202
  • Lends in Ohio
  • BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.

  • JT Capital Advisors
  • 312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
  • Lends in Ohio
  • "JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business.

    We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva

  • Cincinnati Ohio Credit Union
  • 959 W 8th Street, Cincinnati, OH, 45203
  • Lends in Ohio
  • Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.

  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • Lends in Ohio
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.

    Michael Zipfel, the founder and President of Zipfel Mortgage Group

  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Lends in Ohio
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.

  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • Lends in Ohio
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.

  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • Lends in Ohio
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.