Copper Basin Federal Credit Union

000

771 Ocoee Street, Copperhill, TN, 37317  

Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.


Join Copper Basin Federal Credit Union Today

The welcoming facade of the Copper Basin Federal Credit Union at sunset.

Key Highlights

  • Copper Basin Federal Credit Union offers a range of financial products and services, including loans, accounts, and insurance options.
  • The credit union is community-centered and actively engaged in supporting local initiatives and events.
  • Members enjoy competitive rates on loans and savings, as well as access to innovative banking technology.
  • Copper Basin Federal Credit Union provides comprehensive account options and loan solutions to meet the diverse needs of its members.
  • The credit union emphasizes financial planning and maximizing savings to help members make the most of their money.
  • Eligibility for membership is open to individuals who meet certain requirements, and the account opening process is simple and straightforward.

Introduction

Welcome to Copper Basin Federal Credit Union, your trusted financial institution that puts the community at the center of everything we do. As a member of our credit union, you'll have access to a wide range of financial products and services designed to meet your unique needs. Whether you're looking for a loan, a new account, or insurance options, we've got you covered.

At Copper Basin Federal Credit Union, we believe in the power of community. That's why we are committed to actively engaging with and supporting local initiatives and events. We believe that by working together, we can create a stronger, more prosperous community for everyone.

Why Choose Copper Basin Federal Credit Union?

When it comes to choosing a financial institution, there are many options available. However, Copper Basin Federal Credit Union stands out from the crowd. With our community-centered approach, we prioritize the needs of our members and strive to provide them with the best possible service. We have a team of experienced loan officers who are dedicated to helping our members find the right financing solutions. Additionally, our competitive rates and commitment to innovation in banking set us apart from other institutions.

The Benefits of Membership

As a member of Copper Basin Federal Credit Union, you'll enjoy a wide range of benefits. Here are a few highlights:

  • Access to competitive rates on loans and savings
  • Personalized service from our knowledgeable loan officers
  • Convenient online and mobile banking options
  • Comprehensive account options tailored to your needs

With our low APRs on loans and high APYs on savings, you can save money and achieve your financial goals faster. Our loan officers are here to guide you through the lending process and help you find the best financing options for your needs. Whether you're looking for a new car, a home equity line of credit, or a personal loan, we have you covered.

A Community-Centered Approach

At Copper Basin Federal Credit Union, we believe in giving back to our community. We actively engage in community events and support initiatives that make a positive impact on the lives of our members. We understand the importance of building strong relationships with our members and the communities we serve.

By banking with us, you are not just a customer – you become part of a community-driven financial institution. We take pride in supporting local businesses, organizations, and events that contribute to the well-being of our community. When you join Copper Basin Federal Credit Union, you're not just getting financial services, you're joining a community of like-minded individuals who are committed to making a difference.

Our Financial Products and Services

At Copper Basin Federal Credit Union, we offer a wide range of financial products and services to meet the diverse needs of our members. From financing solutions to comprehensive account options, we have you covered. Whether you're looking to purchase a new home, consolidate debt, or plan for retirement, we have the expertise and resources to help you make informed financial decisions. Our goal is to provide you with the tools and support you need to achieve your financial goals and secure your future.

Comprehensive Account Options

At Copper Basin Federal Credit Union, we offer a variety of account options to suit your banking needs. Here are some of the features and benefits of our accounts:

  • Free Checking: No monthly fees and unlimited transactions
  • Savings: Earn competitive interest rates on your savings
  • CDs and IRAs: Secure your future with our range of certificate options
  • Penny's Adventures Youth Program: Teach your children financial literacy and smart money habits from a young age

With our user-friendly mobile app and online banking platform, you can access your accounts anytime, anywhere. Stay informed about your finances, transfer funds, and pay bills with ease. Our dedicated team is always available to provide you with the information and assistance you need.

Loan Solutions for Every Need

Whether you're in need of a new car, looking to renovate your home, or planning a dream vacation, Copper Basin Federal Credit Union has the loan solutions to fit your needs. Our experienced loan officers are here to guide you through the process and find the best financing options for you. Here are some of the loan products we offer:

  • Auto Loans: Competitive rates and flexible terms for new and used vehicles
  • Home Equity: Tap into the equity in your home for major expenses or home improvements
  • 10 & Done Loan: A unique loan option with a shorter term and competitive rates
  • Mortgage Loans: Purchase or refinance your home with our competitive mortgage options
  • Personal Loans: Borrow for any purpose with our flexible personal loan options

At Copper Basin Federal Credit Union, we understand that every member's financial needs are unique. That's why we offer personalized service and tailor our loan solutions to meet your specific requirements.

Advantages of Banking with Us

Banking with Copper Basin Federal Credit Union comes with several advantages. We are committed to providing our members with competitive rates, innovative banking technology, and exceptional customer service. Here's why you should choose us:

  • Competitive Rates on Loans and Savings: Enjoy lower interest rates on loans and higher interest rates on savings compared to traditional banks.
  • Innovative Banking Technology: Access your accounts anytime, anywhere with our user-friendly mobile app and online banking platform.
  • Personalized Service: Our team of dedicated professionals is here to assist you every step of the way, ensuring that you receive the personalized attention you deserve.

When you bank with us, you can trust that your financial well-being is our top priority.

Competitive Rates on Loans and Savings

At Copper Basin Federal Credit Union, we offer competitive rates on loans and savings to help our members make the most of their money. Here's a breakdown of some of our rates:

Loan Type

APR Range

Auto Loans

Starting at 3.99% APR^ for the first six months^

Home Equity

As low as 6.74% APR♦ with Loyalty Program♦

Mortgage Loans

Competitive rates available based on individual circumstances

Personal Loans

Rates based on creditworthiness

Account Type

APY Range

Savings

Competitive interest rates based on account balance and term

CDs and IRAs

APY rates vary based on term and amount invested

With our competitive rates, you can save money on interest payments and earn more on your savings. Don't miss out on the opportunity to maximize your financial potential with Copper Basin Federal Credit Union.

Innovative Banking Technology

At Copper Basin Federal Credit Union, we understand the importance of convenience and accessibility in today's fast-paced world. That's why we offer innovative banking technology to make your financial management easier. Here are some features of our technology:

  • Mobile App: Our user-friendly mobile app allows you to access your accounts, transfer funds, pay bills, and deposit checks conveniently from your smartphone or tablet.
  • Online Banking: Our online banking platform provides a secure and convenient way to manage your accounts, view statements, and initiate transactions.
  • Account Information: Stay informed about your finances with real-time access to account balances, transaction history, and eStatements.

With our technology, you can bank on your own terms and schedule. We strive to make your banking experience seamless and efficient, so you can focus on what matters most to you.

Making the Most of Your Money

At Copper Basin Federal Credit Union, we believe in empowering our members to make the most of their money. We offer a range of resources and services to help you achieve your financial goals and maximize your savings. Through effective financial planning and smart money management, you can secure your future and enjoy financial freedom.

Tips for Effective Financial Planning

Effective financial planning is key to achieving your financial goals. Here are some tips to help you get started:

  • Set Clear Goals: Define your short-term and long-term financial goals to provide direction for your planning.
  • Create a Budget: Track your income and expenses to identify areas where you can save and allocate funds towards your goals.
  • Save Regularly: Establish a savings plan and set aside a portion of your income each month.
  • Minimize Debt: Develop a strategy to pay off high-interest debt and avoid unnecessary borrowing.

At Copper Basin Federal Credit Union, our financial experts are available to provide guidance and support as you navigate your financial journey. We are here to help you make informed decisions and achieve financial success.

Maximizing Savings with Our Programs

At Copper Basin Federal Credit Union, we offer programs to help you maximize your savings potential. Here are some of the programs we offer:

  • Home Equity: Tap into the equity in your home to finance major expenses or consolidate high-interest debt.
  • Savings: Earn competitive interest rates on your savings and watch your money grow over time.
  • CDs and IRAs: Secure your future with our range of certificate options and individual retirement accounts.

By taking advantage of these programs, you can make your money work harder for you. Our team is here to provide you with the information and guidance you need to make the best choices for your financial future.

Joining Copper Basin Federal Credit Union

Joining Copper Basin Federal Credit Union is easy and accessible. Whether you're looking to open a new account or become a member, we're here to guide you through the process. Our goal is to make banking with us as convenient and seamless as possible.

Eligibility and How to Apply

To become a member of Copper Basin Federal Credit Union, you need to meet certain eligibility requirements. These requirements include residency in the community we serve and meeting specific membership criteria. To apply for membership, simply visit our website or contact our team for more information. We will guide you through the application process and provide all the necessary information to open an account with us.

What You Need to Open an Account

To open an account with Copper Basin Federal Credit Union, you will need the following information:

  • Personal Identification: A valid government-issued ID such as a driver's license or passport.
  • Social Security Number: Your social security number for identification and verification purposes.
  • Contact Information: Your current address, phone number, and email address.
  • Employment Information: Details about your current employment or source of income.

Once you have gathered this information, you can start the application process. We aim to make the account opening process quick, easy, and hassle-free.

Supporting Our Members and Community

Supporting our members and the community is at the core of our values at Copper Basin Federal Credit Union. We are committed to engaging with and supporting local initiatives, events, and organizations that make a positive impact. Our goal is to foster a sense of belonging and community engagement among our members.

Community Engagement and Support Initiatives

At Copper Basin Federal Credit Union, community engagement is a priority. Here are some of the ways we support and contribute to our community:

  • Funding Requests: We provide grants to local organizations and initiatives that align with our mission and values.
  • Scholarships: We offer scholarships to support educational pursuits and help local students achieve their goals.
  • Community Development: We actively participate in community development projects, contributing to the overall well-being of our community.

By banking with Copper Basin Federal Credit Union, you are actively supporting these initiatives and making a difference in the lives of those around you.

Success Stories from Our Members

At Copper Basin Federal Credit Union, we take pride in the success stories of our members. Whether it's achieving homeownership through our mortgage loans or starting a business with our commercial financing, we are here to support our members' dreams. Our experienced loan officers work closely with our members to understand their unique needs and find the best solutions for them. We believe that by helping our members achieve their financial goals, we contribute to the overall success and prosperity of our community.

Conclusion

Joining Copper Basin Federal Credit Union offers a community-centered banking experience with comprehensive financial products and services. From competitive rates on loans and savings to innovative banking technology, we prioritize your financial well-being. Our focus on supporting members and the community sets us apart, fostering success stories and engagement initiatives. Curious about eligibility and application? We've got you covered. Experience the advantages of banking with us – join today for a reliable, customer-centric approach to managing your money effectively.

Frequently Asked Questions

How Can I Become a Member?

To become a member of Copper Basin Federal Credit Union, you need to meet certain eligibility requirements. Simply visit our website or contact our team for more information on how to apply for membership.

What Makes a Credit Union Different from a Bank?

Credit unions, like Copper Basin Federal Credit Union, are community-centered financial institutions that prioritize the needs of their members. Unlike banks, credit unions are not-for-profit organizations and are driven by a commitment to their members' financial well-being.


LENDING PROFILE

Copper Basin Federal Credit Union arranges the following loan types:
  • RESIDENTIAL: Hard Money
  • COMMERCIAL: Hard Money , Portfolio
  • LAND: Hard Money , Construction
Lending territories: TN

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