2026 Construction Loan Lenders for Dayton, Ohio

Lendersa® features a comprehensive listing of construction loan providers in Dayton, OH, which includes regional banks, national financial institutions, and local hard money lenders. These entities use private capital to fund your new construction projects or major renovations.

In Dayton, OH, construction costs for a 2,000 square foot home range from $177,951 for standard builds to $325,330 for more luxurious constructions. Variations in interest rates and loan terms for construction projects depend on the financial standing of the borrower, the Loan to Value (LTV) ratio, the After Repair Value (ARV), and the type of lender you choose to work with.

Evaluate loan proposals from an array of 100 lenders

Marvelous Construction Loan Calculator

With Lendersa®'s advanced AI technology, your construction financing needs are swiftly met by pairing your loan request with an extensive network of construction lenders. You have the opportunity to uncover exceptional construction rate options for funding new builds, major renovations, or property flipping in both residential and commercial sectors within OH.

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To safeguard your credit score, it's crucial to avoid unnecessary credit inquiries. Land loan preapproval can be obtained without the need to disclose your social security number or any sensitive financial information.

Should you decide to use additional properties as collateral, you might qualify for 100% LTV (Loan to Value) financing by opting for a blanket loan.

Lendersa®'s land loan calculator is designed to assist you in locating vacant land loan providers by zip codes 45432.



Dayton Construction Loan Lenders

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Northern Mortgage
  • 105552 Success Ln, Suite H, Dayton, OH, 45458
  • Lends in Ohio
  • Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.

  • River Valley Credit Union
  • 505 Earl Boulevard, Miamisburg, OH, 45342
  • Lends in Ohio
  • River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • Lends in Ohio
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • Lends in Ohio
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers

  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040
  • Lends in Ohio
  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Lends in Ohio
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest