Construction Loan Lenders in Moraine, Ohio (2026)

In Moraine, OH, Lendersa® provides a selection of construction loan lenders, including regional banks, renowned national financiers, and local hard money lenders who utilize private funds for ground-up construction and major renovations.

Construction costs for a 2,000 square foot home in Moraine, OH, can range from $175,201 for basic builds to $322,580 for upscale designs. Interest rates and loan terms vary based on the financial profile of the borrower, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

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With Lendersa®, your construction financing needs are fully met through AI technology that instantly matches your loan requests with numerous lenders. Discover the most favorable construction rates for projects like new builds, fix-and-flip ventures, or significant rehabs, applicable to both residential and commercial properties in OH.

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Minimizing unnecessary inquiries helps preserve your credit score. Obtain preapproval for a land loan without disclosing your social security number or confidential financial details.

You might be eligible for 100% LTV (Loan-to-Value) financing if you agree to use additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans within zip codes 45342.



Moraine Construction Loan Lenders

  • River Valley Credit Union
  • 505 Earl Boulevard, Miamisburg, OH, 45342
  • Lends in Ohio
  • River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.

  • Northern Mortgage
  • 105552 Success Ln, Suite H, Dayton, OH, 45458
  • Lends in Ohio
  • Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • Lends in Ohio
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • Lends in Ohio
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Lends in Ohio
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest

  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Lends in Ohio
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.