2026 Construction Loans in Oxford, Ohio

Lendersa® offers a list of construction loan lenders in Oxford, OH, including regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major rehab projects.

In Oxford, OH, the construction cost for a 2,000 square foot home is estimated to range from $177,148 for basic builds to $324,527 for more upscale projects. Interest rates and loan terms vary based on the borrower's financial details, LTV, ARV, and the selected lender type.

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Lendersa®'s AI technology ensures all your construction financing needs are met by quickly matching your loan request with hundreds of construction lenders. Discover the best construction rates for funding ground-up projects, fix-and-flip, or major rehabilitation on residential and commercial properties in OH.

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Minimize unnecessary inquiries to protect your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial data.

Consider 100% LTV financing by pledging additional property as security, also known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 45056.

Oxford Construction Loan Lenders
(513) 523-8888 Lender's profile and map Miami University Community Federal Credit Union 31 Lynn Street, Oxford, OH, 45056 Lends in Ohio Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs
(513) 726-6471 Lender's profile and map Somerville Bank 197 South Main, Somerville, OH, 45064 Lends in Ohio Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(513) 821-3335 Lender's profile and map Valley Central Bank Mortgage 6550 Princeton Glendale Rd, Hamilton, OH, 45011 Lends in Ohio Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
(513) 367-2015 Lender's profile and map The Harrison Building and Loan Association 10490 New Haven Road, Harrison, OH, 45030 Lends in Ohio The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
(513) 574-3025 Lender's profile and map Cincinnati Federal 6581 Harrison Ave, Cincinnati, OH, 45247 Lends in Ohio "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
(513) 762-5070 Lender's profile and map Kemba Credit Union 8763 Union Centre Boulevard, West Chester, OH, 45069 Lends in Ohio Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
(513) 942-3500 Lender's profile and map Guardian Savings Bank 6100 West Chester Road, West Chester, OH, 45069 Lends in Ohio Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
(513) 729-0100 Lender's profile and map New Foundation Savings Bank 8249 Clara Avenue, Cincinnati, OH, 45239 Lends in Ohio New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.