Construction Loan Lenders in Portsmouth, Ohio (2026)

Lendersa® provides a list of construction loan lenders in Portsmouth, OH, featuring regional banks, national lenders, and local hard money lenders who use private funds for your ground-up construction or major renovation projects.

In Portsmouth, OH, the estimated building cost for a 2,000 square foot home ranges from $177,544 for basic construction to $324,923 for more extravagant projects. Interest rates and loan terms fluctuate based on the borrower's financial situation, the LTV, ARV, and the type of lender chosen.

Explore loan offers from 100 lenders

Introducing the construction loan calculator

Lendersa® uses AI technology to fulfill your construction financing needs by instantly connecting your loan request with numerous lenders. You'll find top construction rates to fund new builds or major renovations on residential and commercial properties in OH.

Need construction loan lenders nearby?

By avoiding unnecessary inquiries, you can prevent a decrease in your credit score. Secure preapproval for your land loan without needing to share your social security number or any sensitive financial data.

You might qualify for 100% LTV financing, provided you agree to use additional property as collateral (a blanket loan).

Utilize Lendersa®'s land loan calculator to locate vacant land lenders within zip codes 45662.



Portsmouth Construction Loan Lenders

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • Lends in Ohio
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Kingston National Bank
  • 2 N Main Street, Kingston, OH, 45644
  • Lends in Ohio
  • Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.