2025 Construction Loans use AI Lenders complete for Springfield, Ohio

Lendersa® offers a well-rounded list of construction loan lenders available in Springfield, OH. This list consists of regional banks experienced in community projects, national lenders with comprehensive resources, and local hard money lenders who rely on private funds. These lenders are ready to finance your full-scale construction initiatives or extensive rehabilitation works, providing you with customized solutions perfectly suited for your needs.

In Springfield, OH, the estimated costs for constructing a 2,000 square foot house can vary widely; these costs start at $177,874 for standard construction and can rise to $325,253 for more sophisticated, premium builds. The interest rates and terms associated with construction loans are subject to a range of factors, such as the borrower’s financial status, the Loan to Value (LTV) ratio, the After Repair Value (ARV), and the choice of lender, allowing for a tailored financial approach.

Explore various loan offers from a selection of 100 lenders, each presenting unique opportunities and competitive rates.

The Magic of the Construction Loan Calculator Unveiled

To address all your construction financing needs efficiently, Lendersa® employs advanced AI technology designed to match your loan requests with a large pool of construction lenders instantly. This innovative tech means you can easily discover optimal construction rates for funding numerous projects, including brand-new builds, fix and flip ventures, or major renovations on both residential and commercial properties within OH.

Local Construction Loan Lenders Await

Preserving your credit score is important. By minimizing unnecessary inquiries, you safeguard your financial health. Preapproving your land loan without needing to reveal your social security number or sensitive financial details protects your privacy while acquiring the necessary funds.

Should you agree to pledge additional properties as security, you might become eligible for 100% LTV (Loan to Value) financing through a blanket loan, enhancing your leverage and financial maneuverability.

Harness the power of the Lendersa® land loan calculator to identify options for vacant land financing within specified zip codes 45503, 45506, 45505, 45504. This tool simplifies the search for suitable financing, ensuring a seamless process dedicated to meeting your specific real estate ambitions.



  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374
  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
  • The Bath State Bank
  • 3095 Bath Road, Bath, IN, 47010
  • "At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community. We are ""The Bank by the Side of the Road that is Always a Friend."""
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.