Construction Loan Lenders in Springfield, OH (2026)

Lendersa® offers a well-rounded list of construction loan lenders available in Springfield, OH. This list consists of regional banks experienced in community projects, national lenders with comprehensive resources, and local hard money lenders who rely on private funds. These lenders are ready to finance your full-scale construction initiatives or extensive rehabilitation works, providing you with customized solutions perfectly suited for your needs.

In Springfield, OH, the estimated costs for constructing a 2,000 square foot house can vary widely; these costs start at $177,874 for standard construction and can rise to $325,253 for more sophisticated, premium builds. The interest rates and terms associated with construction loans are subject to a range of factors, such as the borrower’s financial status, the Loan to Value (LTV) ratio, the After Repair Value (ARV), and the choice of lender, allowing for a tailored financial approach.

The Magic of the Construction Loan Calculator Unveiled

To address all your construction financing needs efficiently, Lendersa® employs advanced AI technology designed to match your loan requests with a large pool of construction lenders instantly. This innovative tech means you can easily discover optimal construction rates for funding numerous projects, including brand-new builds, fix and flip ventures, or major renovations on both residential and commercial properties within OH.

Local Construction Loan Lenders Await

Preserving your credit score is important. By minimizing unnecessary inquiries, you safeguard your financial health. Preapproving your land loan without needing to reveal your social security number or sensitive financial details protects your privacy while acquiring the necessary funds.

Should you agree to pledge additional properties as security, you might become eligible for 100% LTV (Loan to Value) financing through a blanket loan, enhancing your leverage and financial maneuverability.

Harness the power of the Lendersa® land loan calculator to identify options for vacant land financing within specified zip codes 45503. This tool simplifies the search for suitable financing, ensuring a seamless process dedicated to meeting your specific real estate ambitions.

Springfield Construction Loan Lenders
(937) 222-8971 Lender's profile and map CODE Credit Union 355 W Monument Avenue, Dayton, OH, 45402 Lends in Ohio CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
(937) 593-0015 Lender's profile and map Citizens Federal Savings and Loan Association 110 North Main Street, Bellefontaine, OH, 43311 Lends in Ohio Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
(937) 660-4106 Lender's profile and map Northern Mortgage 105552 Success Ln, Suite H, Dayton, OH, 45458 Lends in Ohio Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.
(937) 833-2176 Lender's profile and map The Brookville Building and Savings Association 510 Arlington Road, Brookville, OH, 45309 Lends in Ohio The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
(937) 859-6260 Lender's profile and map River Valley Credit Union 505 Earl Boulevard, Miamisburg, OH, 45342 Lends in Ohio River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.
(614) 384-5403 Lender's profile and map Central Ohio Mortgage 2057 Stringtown Rd, Grove City, OH, 43123 Lends in Ohio At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(614) 792-5626 Lender's profile and map First National Bancorp LLC 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017 Lends in Ohio Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
(614) 992-2866 Lender's profile and map ATOM Property Group, LLC. 1391 W. Fifth Ave, Suite 210, Columbus, OH, 43212 Lends in Ohio ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
(614) 796-4747 Lender's profile and map Buckeye State Bank 9494 Wedgewood Blvd, Powell, OH, 43065 Lends in Ohio Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank