406 Construction Loan Lenders with AI in Wilmington, Ohio 2025

In Wilmington, OH, the Lendersa® network offers access to a variety of construction loan lenders, including regional banks, national lenders, and local hard money lenders who utilize private funds for your ground-up construction or significant rehab projects.

Lenders in Wilmington, OH assess construction costs for a 2,000 square foot home, estimating from $176,235 for basic construction to $323,614 for more luxurious ventures. Interest rates and loan terms vary based on the borrower's financial data, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and chosen lender type.

Compare offers from 100 different lenders

The Innovative Construction Loan Calculator

Lendersa® uses AI technology to perfectly match your construction financing needs with hundreds of construction lenders. This approach enables you to find superior construction rates ideal for funding projects like ground-up builds, fix-and-flips, or major rehabs on residential and commercial properties in OH.

Are Construction Loan Lenders In Your Area?

Maintaining your credit score requires reducing unnecessary inquiries. You can secure preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing if you agree to pledge additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 45177, ensuring you discover the most fitting options for your land financing needs.



  • Buckeye State Bank
  • 9494 Wedgewood Blvd, Powell, OH, 43065
  • Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
  • BancOhio Financial
  • 271 South Liberty, Powell, OH, 43065
  • At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • One Choice Lending Group LLC
  • 80 Grace Drive, Shawnee Hills, OH, 43065
  • We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
  • Citizens Federal Savings and Loan Association
  • 110 North Main Street, Bellefontaine, OH, 43311
  • Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
  • Versailles Savings and Loan Company
  • 10413 Kley Road, Versailles, OH, 45380
  • At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you