2025 Construction Loans use AI Lenders complete for Xenia, Ohio

Lendersa® provides a range of construction loan lenders in Xenia, OH, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehab projects.

In Xenia, OH, lenders determine the cost for a 2,000 square foot home to be from $177,280 for basic builds to $324,659 for more elaborate projects. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and chosen lender type.

Compare loan offers from 100 lenders

Your essential construction loan calculator

Utilizing Lendersa®'s AI technology, your loan request is efficiently matched with a wide array of construction lenders, covering all your financing needs. Discover excellent construction rates for ground-up projects, fix-and-flip, or major rehab on properties in OH.

Find local construction loan lenders

Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without providing your social security number or any sensitive financial information.

You might be eligible for 100% LTV financing when you use additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 45385.



  • Bedford Federal Savings Bank
  • 1030 15th St, Bedford, IN, 47421
  • Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
  • Hoosier Hills Credit Union
  • 630 Lincoln Ave, Bedford, IN, 47421
  • We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana
  • Woodsfield Savings Bank
  • 600 Lewisville Road, Woodsfield, OH, 43793
  • Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
  • Farmers National Bank of KY
  • 304 W Main St, Danville, KY, 40422
  • Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
  • First Federal Savings of Lorain
  • 3721 Oberlin Ave, Lorain, OH, 44053
  • First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
  • Community Star Credit Union
  • 832 Cleveland St, Elyria, OH, 44035
  • The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
  • First Neighborhood Bank
  • 216 Market Street, Spencer, WV, 25276
  • First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.
  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration
  • Springfield State Bank
  • 125 East Main St., Springfield, KY, 40069
  • Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.
  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade