2026 Construction Loan Lenders for Xenia, Ohio

Lendersa® provides a range of construction loan lenders in Xenia, OH, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehab projects.

In Xenia, OH, lenders determine the cost for a 2,000 square foot home to be from $177,280 for basic builds to $324,659 for more elaborate projects. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and chosen lender type.

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Utilizing Lendersa®'s AI technology, your loan request is efficiently matched with a wide array of construction lenders, covering all your financing needs. Discover excellent construction rates for ground-up projects, fix-and-flip, or major rehab on properties in OH.

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Protect your credit score by avoiding unnecessary inquiries. Obtain preapproval for your land loan without providing your social security number or any sensitive financial information.

You might be eligible for 100% LTV financing when you use additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 45385.



Xenia Construction Loan Lenders

  • Northern Mortgage
  • 105552 Success Ln, Suite H, Dayton, OH, 45458
  • Lends in Ohio
  • Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • Lends in Ohio
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • River Valley Credit Union
  • 505 Earl Boulevard, Miamisburg, OH, 45342
  • Lends in Ohio
  • River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • Lends in Ohio
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers

  • MyUSA Credit Union
  • 3600 Towne Boulevard, Middletown, OH, 45005
  • Lends in Ohio
  • The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • Lends in Ohio
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040
  • Lends in Ohio
  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.