Construction Loan Lenders in Elk-City, Oklahoma (2026)

Lendersa® offers a comprehensive list of construction loan lenders in Elk-City, OK, including regional banks, national lenders, and local hard money lenders that employ private funds for ground-up construction or major rehabilitation projects.

In Elk-City, OK, the estimated construction costs for a 2,000-square-foot home range from $207,960 for basic builds to $378,388 for more elaborate ones. Interest rates and loan terms differ based on borrowers' financials, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender selected.

Explore loan offers from 100 lenders

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Lendersa® uses advanced AI technology to ensure all your construction financing needs are met by instantly matching your loan request with hundreds of lenders. You can uncover the best construction rates to fund ground-up builds, fix-and-flip projects, or major rehabs on residential and commercial properties in OK.

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To maintain a healthy credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or sensitive information.

You could qualify for 100% Loan-to-Value (LTV) financing when you agree to use additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in ZIP codes 73644.



Elk-City Construction Loan Lenders

  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • Lends in Oklahoma
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.

    Since such meager beginnings, both Elk City

  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Lends in Oklahoma
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Lends in Oklahoma
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Country Home Loans
  • 200 N Main St, Seiling, OK, 73663
  • Lends in Oklahoma
  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Lends in Oklahoma
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • First State Bank
  • PO Box 827, Anadarko, OK, 73005
  • Lends in Oklahoma
  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Lends in Oklahoma
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations

  • Fairview Savings and Loan Association
  • 301 North Main, Fairview, OK, 73737
  • Lends in Oklahoma
  • Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer

  • FSNB, National Association
  • PO Box 33009, Fort Sill, OK, 73503
  • Lends in Oklahoma
  • FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies