Construction Loan Lenders in Guthrie, Oklahoma (2026)

Lendersa® provides a list of construction loan lenders in Guthrie, OK, featuring regional banks, national institutions, and local hard money lenders. These lenders utilize private funding for ground-up construction or major rehab projects.

In Guthrie, OK, lenders estimate construction costs for a 2,000-square-foot home, ranging from $207,971 for basic builds to $378,399 for more elaborate designs. Interest rates and loan terms vary based on borrowers’ financial profiles, LTV, ARV, and the type of lender selected.

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You could qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to locate lenders in ZIP codes 73044 for vacant land loans.



Guthrie Construction Loan Lenders

  • Oklahoma AgCredit
  • 3033 Progressive Drive, Edmond, OK, 73034
  • Lends in Oklahoma
  • Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.

  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Lends in Oklahoma
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.

  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • Lends in Oklahoma
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message

    Being a customer-focused company means we take great pride in our customer service."

  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Lends in Oklahoma
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe.
    Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.

  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Lends in Oklahoma
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.

  • Centennial Home Mortgage
  • 902 NW 139th Street Parkway, Edmond, OK, 73013
  • Lends in Oklahoma
  • Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase

  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120
  • Lends in Oklahoma
  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..

  • First Liberty Bank OKC and Norman
  • 9601 N May Avenue, Oklahoma City, OK, 73120
  • Lends in Oklahoma
  • As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.

  • The Payne County Bank
  • 202 South Main Street, Perkins, OK, 74059
  • Lends in Oklahoma
  • Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,