23 Construction Loan Lenders in Spencer, Oklahoma in 2026
The Lendersa® directory of construction loan lenders in Spencer, OK includes regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction or major rehabs.
Lenders estimate the construction cost for a 2,000 square foot home in Spencer, OK, ranging from $207,421 for basic builds to $377,849 for more upscale projects. The interest rates and loan terms vary depending on the borrower's financial profile, LTV, ARV, and the type of lender chosen.
Utilizing Lendersa®'s AI technology, your loan request is promptly matched with numerous construction lenders, ensuring all your financing needs are met. Discover top construction rates for projects, whether they are ground-up builds, fix and flips, or major rehabs on both residential and commercial properties in OK.
Seeking Construction Loan Lenders Nearby?
To protect your credit score, minimize unnecessary inquiries. Achieve preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.
You might qualify for 100% LTV financing if you offer additional property as security in a blanket loan.
Leverage the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 73141.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
Bank7 is a full-service Oklahoma-based community bank chartered in 1901 and relocated to Oklahoma City in 2005. With locations throughout Oklahoma, Kansas, and Texas, Bank7 has expanded its footprint to service the communities in which we live. Our history and vast experience in the energy industries, real estate, construction, and agriculture
Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
Lends in Oklahoma
The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
