Construction Loan Lenders in Mountain-Top, Pennsylvania (2026)

The Lendersa® compilation of construction loan lenders in Mountain-Top, PA includes a variety of options, such as regional banks, national lenders, and local hard money lenders who provide private funding. This wide array pertains to meeting your specific needs for ground-up construction projects or significant rehabilitation endeavors.

For a 2,000 square foot home in Mountain-Top, PA, the estimated construction cost varies: lenders indicate that basic construction begins at $239,175, while more elaborate construction could reach up to $434,884. The interest rates and terms you receive on your construction loan will fluctuate based on your financial standing, the Loan-To-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender you choose.

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By leveraging Lendersa®'s AI technology, your loan request is seamlessly matched with countless construction lenders, ensuring all your financing requirements are catered to. This helps you uncover the most favorable construction rates, whether you're funding a new construction, a fix and flip, or a substantial rehab on either residential or commercial properties within PA.

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To protect your credit score, steer clear of unnecessary inquiries. Conveniently achieve land loan preapproval without needing to disclose your social security number or any sensitive financial information.

You can potentially secure 100% Loan to Value financing if you agree to offer additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to pinpoint vacant land loan lenders operating in the ZIP codes 18707.



Mountain-Top Construction Loan Lenders

  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Lends in Pennsylvania
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.

  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Lends in Pennsylvania
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.

  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • Lends in Pennsylvania
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • Lends in Pennsylvania
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • Lends in Pennsylvania
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.

  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).

    On October 27, 1987, upon approval at a special shareholder's meeting