527 Construction Loan Lenders with AI in Oakland, Pennsylvania 2026

The Lendersa® directory of construction loan providers in Oakland, PA features regional banks, large national institutions, and local hard money lenders who leverage private funding for both new construction projects and substantial renovation efforts.

In Oakland, PA, lenders estimate costs for building a 2,000 square foot home from $230,628 for basic constructions to $426,337 for more luxurious builds. The rates and terms for construction loans vary based on factors including the borrower’s financial situation, loan-to-value (LTV), after-repair value (ARV), and the lender selection.

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Your go-to construction loan calculator

Lendersa® utilizes advanced AI technology to immediately align your loan request with numerous construction lenders, ensuring that your financing needs are met. You can now explore optimal construction rates for projects ranging from ground-up construction to fix and flip investments or major rehabs on both residential and commercial properties in PA.

Searching for local construction loan options?

Minimize unnecessary credit inquiries to maintain a healthy credit score. Obtain pre-approval for land loans without submitting your social security number or sensitive financial data.

Pledge additional property as collateral to potentially access 100% Loan-to-Value (LTV) financing through a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to identify vacant land loan providers across ZIP codes 16002, 16001, 16025, 16061.



  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • Lends in Pennsylvania
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.

  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • Lends in Pennsylvania
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.

    And that’s as true today as it was 85 years ago.

  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Lends in Pennsylvania
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Lends in Pennsylvania
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial

  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.

  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.

  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • Lends in Pennsylvania
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV.

    At AmeriServ, we believe banking is about more than money.

  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • Lends in Pennsylvania
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.

    Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • Somerset Trust Company
  • 151 West Main Street, Somerset, PA, 15501
  • Lends in Pennsylvania
  • Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly