8 Construction Loan Lenders in Plains, Pennsylvania in 2026

The Lendersa® listing of construction loan providers in Plains, PA includes a wide range of financial institutions such as regional banks, national lenders, and local hard money lenders. These utilize private funds for both your ground-up construction projects or significant rehabilitation efforts.

To determine construction costs in Plains, PA for a 2,000 square foot home, lenders estimate expenses starting at $238,559 for basic construction and going up to $434,268 for more luxurious builds. Interest rates and loan terms are subject to change, reliant on factors like borrowers' finances, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the specific lender selected.

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To ensure that all your construction financing needs are addressed, Lendersa® AI technology will promptly match your loan inquiry with a multitude of construction lenders. It enables you to pinpoint profitable construction rates for ground-up projects, flips, or major renovations on residential and commercial properties in PA.

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To maintain a healthy credit score, it's wise to prevent unnecessary inquiries. Pre-approvals for land loans are available without needing to provide your social security number or other sensitive information.

You could qualify for 100% Loan-to-Value (LTV) financing if you agree to pledge additional property as security, a concept known as a blanket loan.

Make use of the Lendersa® land loan calculator to discover vacant land loan lenders in various ZIP codes 18702.



Plains Construction Loan Lenders

  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Lends in Pennsylvania
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.

  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Lends in Pennsylvania
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i

  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • Lends in Pennsylvania
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).

    On October 27, 1987, upon approval at a special shareholder's meeting

  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Lends in Pennsylvania
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients

  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • Lends in Pennsylvania
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.

  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • Lends in Pennsylvania
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.

  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • Lends in Pennsylvania
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.