185 Construction Loan Lenders with AI in Carolina, Puerto Rico 2025

Lendersa® presents a curated list of construction loan lenders operating within Carolina, PR. This catalog includes diverse entities such as regional banks, national lending institutions, and local hard money lenders. Utilizing private funds, they facilitate both ground-up construction projects and major rehabilitations. This comprehensive selection is designed to help you find the best financial partner suited to your particular building or renovation needs.

For a standard 2,000 square foot home in Carolina, PR, lenders estimate construction costs ranging from $230,232 for basic builds to $425,941 for more sophisticated designs. Interest rates and loan terms are influenced by the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type, ensuring tailored financial solutions specific to each project.

Compare loan offers from a selection of 100 lenders

The Magic Construction Loan Calculator

Utilizing state-of-the-art AI technology, Lendersa® instantly matches your loan request with hundreds of construction lenders, efficiently covering all your financing needs. Discover prime construction rates for funding new builds, fix-and-flips, or major rehab efforts on both residential and commercial properties in PR. This innovative tool streamlines your search for optimal financial solutions for your construction projects, catering to a wide array of investment opportunities.

Locate Construction Loan Lenders Near You

Safeguard your credit score by minimizing unnecessary inquiries. Achieve preapproval for land loans without providing your social security number or any sensitive financial data, ensuring a secure and convenient loan process.

If you're open to pledging additional property as collateral—a strategy known as a blanket loan—you may qualify for 100% LTV financing, offering increased financial leverage and flexibility.

Employ the Lendersa® land loan calculator to efficiently identify vacant land loan providers in ZIP codes 00979, 00987, 00982, 00983, 00985, 00981, 00984, 00986, 00988. This tool simplifies the process of finding the right lenders to match your specific projects, easing the way to securing favorable financing arrangements aligned with your goals.



  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital
  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • FENG CAPITAL INC
  • 133-33 37TH AVE SUITE 9A &9 B, FLUSHING, NY, 11354
  • Feng Capital specializes in fix-n-flip loans for non-owner-occupied investment properties. We are committed to communicating openly and honestly with our clients throughout the entire funding process, educating and empowering them to ensure that they can make informed financing decisions for businesses. Our network of underwriters can approve of yo
  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.