2025 Construction Loans use AI Lenders complete for Carolina, Puerto Rico

Lendersa® presents a curated list of construction loan lenders operating within Carolina, PR. This catalog includes diverse entities such as regional banks, national lending institutions, and local hard money lenders. Utilizing private funds, they facilitate both ground-up construction projects and major rehabilitations. This comprehensive selection is designed to help you find the best financial partner suited to your particular building or renovation needs.

For a standard 2,000 square foot home in Carolina, PR, lenders estimate construction costs ranging from $230,232 for basic builds to $425,941 for more sophisticated designs. Interest rates and loan terms are influenced by the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type, ensuring tailored financial solutions specific to each project.

Compare loan offers from a selection of 100 lenders

The Magic Construction Loan Calculator

Utilizing state-of-the-art AI technology, Lendersa® instantly matches your loan request with hundreds of construction lenders, efficiently covering all your financing needs. Discover prime construction rates for funding new builds, fix-and-flips, or major rehab efforts on both residential and commercial properties in PR. This innovative tool streamlines your search for optimal financial solutions for your construction projects, catering to a wide array of investment opportunities.

Locate Construction Loan Lenders Near You

Safeguard your credit score by minimizing unnecessary inquiries. Achieve preapproval for land loans without providing your social security number or any sensitive financial data, ensuring a secure and convenient loan process.

If you're open to pledging additional property as collateral—a strategy known as a blanket loan—you may qualify for 100% LTV financing, offering increased financial leverage and flexibility.

Employ the Lendersa® land loan calculator to efficiently identify vacant land loan providers in ZIP codes 00979, 00987, 00982, 00983, 00985, 00981, 00984, 00986, 00988. This tool simplifies the process of finding the right lenders to match your specific projects, easing the way to securing favorable financing arrangements aligned with your goals.



  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
  • Clearwater Mortgage
  • 700 Cleveland St, Clearwater, FL, 33755
  • "Clearwater Mortgage is a family run business. Founded by Scott Chinchar (Scotty to most) and Sandy Chinchar, husband and wife, along with their son, Jesse Chinchar. Jesse is otherwise known as Coach Jesse, (of the getting more and more famous Clearwater Academy International Knights football team)."
  • Acopia Home Loans
  • 600 CLEVELAND STREET, SUITE 212, Clearwater, FL, 33755
  • Acopia's experienced loan advisors are committed to helping qualified borrowers realize their dream of home ownership by providing superior customer service and innovative products. We are mortgage banking professionals committed to making our communities a better place to live and work.
  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.