2025 Construction Loans use AI Lenders complete for Ponce, Puerto Rico

Lendersa® provides an extensive list of construction loan lenders in Ponce, PR, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for both ground-up construction projects and major rehabs, offering a variety of financial solutions to suit diverse project requirements.

In Ponce, PR, lenders estimate the cost for constructing a 2,000-square-foot home starts at $230,221 for basic construction and can rise to $425,930 for more elaborate constructions. Interest rates and loan terms vary according to the borrower's financial status, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Compare loan offers from 100 lenders

The Magic Construction Loan Calculator

With Lendersa®'s advanced AI technology, your loan request is instantly matched with hundreds of construction lenders, ensuring all your financing needs are met. Discover optimal construction loan rates for funding new builds, fix-and-flip ventures, or major rehabs for both residential and commercial properties throughout PR. The calculator is designed to streamline your process of finding ideal financial solutions, optimizing both time and effort.

Locate Construction Loan Lenders Nearby

Minimizing credit inquiries is vital for maintaining your credit score. Secure preapproval for your land loan without requiring a social security number or sensitive financial information.

By agreeing to a blanket loan, where you pledge additional property as security, you may qualify for 100% LTV financing, enhancing financial flexibility and potential leverage.

Utilize the Lendersa® land loan calculator to find vacant land loan providers within ZIP codes 00728, 00717, 00716, 00730, 00732, 00733, 00734. This tool assists in pinpointing the most suitable lenders, ensuring a seamless and efficient search tailored to your particular needs.



  • Eastern Mortgage Company, Inc.
  • 7601 Emerald Drive, Emerald Isle, NC, 28594
  • Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vienna Capital Advisors
  • PO Box 70144, Myrtle Beach, SC, 29572
  • Vienna Capital Advisors is a private lender/broker that also works directly with other lenders to offer real estate collateralized loans that, for whatever reason, do not meet conventional banks’ lending criteria. Property types include but not limited to: Residential, Hotel, Assisted Living, and Multi-Family
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.