2026 Construction Loan Lenders for Providence, Rhode Island

In Providence, RI, Lendersa® features a list of construction loan lenders, including regional banks, national lenders, and local hard money lenders. They utilize private funds for ground-up construction or major rehabs.

For a 2,000 square foot home in Providence, RI, construction costs range from $270,544 for basic builds to $488,066 for more elaborate designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the lender type selected.

Compare loan offers from 100 lenders

The construction loan calculator

Lendersa®'s AI technology matches your loan requests with hundreds of construction lenders to ensure all financing needs are covered. Discover top construction rates for ground-up projects, fix-and-flip, or major rehabs in RI.

Locate construction lenders near you

Avoiding unnecessary inquiries can protect your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive information.

You could qualify for 100% LTV financing by pledging additional property under a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 02903.



Providence Construction Loan Lenders

  • Bank Rhode Island
  • One Turks Head Place, Providence, RI, 02903
  • Lends in Rhode Island
  • We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.

  • Bluedog Capital Partners, LLC
  • One Custom House St, Suite 4, Providence, RI, 02903
  • Lends in Rhode Island
  • Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family

  • Northborough Capital Partners, LLC
  • 56-3 Pine Street, Providence, RI, 02903
  • Lends in Rhode Island
  • "NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
    We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Lends in Rhode Island
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Lends in Rhode Island
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.

  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • Lends in Rhode Island
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources

  • Pawtucket Credit Union
  • 1200 Central Ave, Pawtucket, RI, 02861
  • Lends in Rhode Island
  • In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.

    Our employees are encouraged to give back to the community through our PCUnited volunteer initiative

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.