2026 Construction Loan Lenders for Aiken, South Carolina

Lendersa® provides a list of construction loan lenders in Aiken, SC, including regional banks, national lenders, and local hard money lenders offering private funding for ground-up construction or major rehabs.

Lenders estimate construction costs for a 2,000 square foot home in Aiken, SC, from $241,274 for basic to $436,765 for more luxurious builds. Interest rates and terms vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender type.

Compare offers from 100 lenders

Explore the Magic Construction Loan Calculator

Through Lendersa®'s AI technology, your loan request is matched with numerous lenders, ensuring all financing needs are met. Discover great construction rates for projects like new builds, fix-and-flips, or major rehabs in SC.

Find Construction Loan Lenders Near You

Reduce unnecessary credit inquiries to protect your score. Achieve preapproval for land loans without providing your social security number or sensitive financial info.

Consider 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29801.



Aiken Construction Loan Lenders

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Lends in South Carolina
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Lends in South Carolina
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • Lends in South Carolina
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.