Aiken, South Carolina Construction loan lenders AI selection 2026

Lendersa® provides a list of construction loan lenders in Aiken, SC, including regional banks, national lenders, and local hard money lenders offering private funding for ground-up construction or major rehabs.

Lenders estimate construction costs for a 2,000 square foot home in Aiken, SC, from $241,274 for basic to $436,765 for more luxurious builds. Interest rates and terms vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender type.

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Through Lendersa®'s AI technology, your loan request is matched with numerous lenders, ensuring all financing needs are met. Discover great construction rates for projects like new builds, fix-and-flips, or major rehabs in SC.

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Reduce unnecessary credit inquiries to protect your score. Achieve preapproval for land loans without providing your social security number or sensitive financial info.

Consider 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29801.



  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.

  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.

  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.

  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career

  • Morris Bank
  • 301 Bellevue Avenue, Dublin, GA, 31021
  • Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.

  • Farmers State Bank Dublin, GA
  • 1620 Veterans Blvd, Dublin, GA, 31021
  • Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.

  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod

  • Bank of Travelers Rest
  • 42 Plaza Dr, Travelers Rest, SC, 29690
  • Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h

  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.

  • Mount Vernon Bank
  • 101 Railroad Avenue, Mount Vernon, GA, 30445
  • MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe