3 Construction Loan Lenders in Hartsville, South Carolina in 2026

The Lendersa® directory of construction loan lenders in Hartsville, SC features regional banks, national lenders, and local hard money lenders who provide private financing for ground-up construction or major rehabs.

In Hartsville, SC, lenders assess construction costs for a 2,000 square foot home, ranging from $240,988 for basic builds to $436,479 for more elaborate constructions. Interest rates and terms vary based on borrower financials, the Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender selected.

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Using Lendersa®'s AI technology, match your loan requests with numerous construction lenders to cover all financing needs. Discover great construction rates for new builds, fix-and-flips, or major rehabs on both residential and commercial properties in SC.

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Avoid unnecessary credit checks to preserve your credit score. Preapproval for land loans is attainable without needing your social security number or sensitive details.

You might qualify for 100% LTV financing by pledging additional properties as security, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29550.



Hartsville Construction Loan Lenders

  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • Lends in South Carolina
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Lends in South Carolina
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Lends in South Carolina
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • Lends in South Carolina
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • Lends in South Carolina
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • Lends in South Carolina
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Lends in South Carolina
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.