Construction Loan Lenders in James-Island, South Carolina (2026)

Lendersa® connects you with construction loan lenders in James-Island, SC, including regional banks, national lenders, and local hard money lenders. They offer private financing for ground-up construction or major rehabs.

In James-Island, SC, lenders assess construction costs for a 2,000 sq ft home from $240,900 for basic construction to $436,391 for more upscale projects. Interest rates and terms vary by borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender choice.

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Using Lendersa®'s AI technology, your loan requests match with various lenders, ensuring all financing needs are met. Discover excellent construction rates for new builds, fix-and-flips, or major rehabs in SC.

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Avoid unnecessary credit inquiries to safeguard your score. Preapproval for land loans does not require your social security number or sensitive data.

You could qualify for 100% LTV financing by pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29412.



James-Island Construction Loan Lenders

  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lends in South Carolina
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.

  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • Lends in South Carolina
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.

  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • Lends in South Carolina
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.

  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • Lends in South Carolina
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service

  • Beacon Community Bank
  • 578 East Bay Street, Suite D, Charleston, SC, 29403
  • Lends in South Carolina
  • In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.

  • SnapCap
  • 701 E Bay St, Charleston, SC, 29403
  • Lends in South Carolina
  • SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business

  • First Reliance Bank
  • 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
  • Lends in South Carolina
  • At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.

  • Moultrie Mortgage LLC
  • 1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
  • Lends in South Carolina
  • Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance

  • Lowcountry Home Loans LLC
  • 802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Lends in South Carolina
  • Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.