2026 Construction Loan Lenders for Summerville, South Carolina

Lendersa® offers a list of construction loan lenders in Summerville, SC, featuring regional banks, national lenders, and local hard money lenders who use private funds for ground-up construction or major rehabs. These lenders provide diverse options for building and renovation needs.

In Summerville, SC, lenders calculate the cost for a 2,000 square foot home, ranging from $241,318 for basic to $436,809 for more elaborate constructions. Interest rates and terms vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender type.

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Reduce unnecessary credit inquiries to maintain your score. Preapprove for land loans without needing your social security number or sensitive information.

Potentially qualify for 100% LTV financing by pledging additional property as security, also known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 29485.



Summerville Construction Loan Lenders

  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • Lends in South Carolina
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Homefront Mortgages, Inc.
  • 202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
  • Lends in South Carolina
  • Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • Beacon Community Bank
  • 578 East Bay Street, Suite D, Charleston, SC, 29403
  • Lends in South Carolina
  • In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.

  • SnapCap
  • 701 E Bay St, Charleston, SC, 29403
  • Lends in South Carolina
  • SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business

  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • Lends in South Carolina
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.

  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • Lends in South Carolina
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.

  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • Lends in South Carolina
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service