2026 Construction Loan Lenders for Rapid-City, South Dakota
Lendersa® offers a comprehensive list of construction loan providers in Rapid-City, SD, showcasing regional banks, national lenders, and local hard money lenders that leverage private money for ground-up construction projects or major renovations.
In Rapid-City, SD, the cost estimation for building a 2,000 Sq Ft home varies from $163,525 for basic construction up to $299,955 for more elaborate designs. Interest rates and loan terms differ based on the borrower's financial standing, LTV, ARV, and selected lender type.
Lendersa® uses advanced AI to connect your loan inquiry with numerous construction lenders, ensuring all financing needs are met. Discover top construction rates for funding ground-up projects, fix N flips, or major rehabs on both residential and commercial properties in SD.
Looking for local construction loan lenders?
To maintain your credit score, avoid unnecessary credit inquiries. Get preapproved for your land loan without the need to reveal your social security number or sensitive information.
You might be eligible for 100% LTV (Loan to Value) financing by pledging additional property as collateral, typically referred to as a blanket loan.
Utilize the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 57702.
We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
Lends in South Dakota
We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.
125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
Lends in South Dakota
Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
Lends in South Dakota
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.