2026 Construction Loan Lenders for Box-Elder, South Dakota

Discover the array of construction loan lenders available through Lendersa® in Box-Elder, SD. This comprehensive list includes regional banks, national institutions, and local hard money lenders who use private funds, making them ideal for ground-up construction or major renovation projects.

In Box-Elder, SD, lenders evaluate the costs of building a 2,000 square foot home, with pricing ranging from $163,415 for basic constructions to $299,845 for more upscale designs. The interest rates and terms of these construction loans vary based on the borrower's financial details, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the choice of lender.

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Lendersa® integrates advanced AI technology to thoroughly meet all your construction financing needs by quickly pairing your loan applications with numerous construction lenders. This system helps you uncover the best construction rates available for financing new builds, flip-and-fix projects, or major rehabs on both residential and commercial properties in SD.

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Minimize unnecessary inquiries to maintain your credit score. Enjoy the benefit of pre-approval for your land loan without needing to reveal your social security number or any sensitive financial data.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional properties as security—a method known as a blanket loan.

Utilize the Lendersa® land loan calculator to find and connect with vacant land loan lenders in the zip codes 57703, making your search for the right lender a breeze.



Box-Elder Construction Loan Lenders

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Lends in South Dakota
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.

  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • Lends in South Dakota
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.

  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Lends in South Dakota
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.

  • Sentinel Federal Credit Union
  • 22752 Mule Deer Trail, Box Elder, SD, 57719
  • Lends in South Dakota
  • Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.

  • Pioneer Bank & Trust
  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Lends in South Dakota
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.

  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • Lends in South Dakota
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.

  • First National Bank in Philip
  • 103 East Oak Street, Philip, SD, 57567
  • Lends in South Dakota
  • First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.