2025 Construction Loans use AI Lenders complete for Columbia, Tennessee

Lendersa® provides a detailed list of construction loan lenders in Columbia, TN. This list includes regional banks, prominent national lenders, and local hard money lenders, all of whom utilize private money to fund your ground-up construction projects or major rehabilitation efforts. These diverse financial entities cater to various building and renovation needs, offering flexible options for financing.

In Columbia, TN, lenders assess the construction costs for a 2,000 square-foot home, commencing at $209,321 for foundational builds and reaching up to $380,622 for more luxurious modifications. Interest rates and terms for construction loans vary based on factors such as the borrower's financial profile, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen type of lender. Such variety enables personalized loan conditions suited to specific project requirements, thereby accommodating a wide range of financial scenarios and construction goals.

Compare loan offers from 100 diverse lenders to find the best fit for your needs

The innovative construction loan calculator

To fully address your financing needs, Lendersa® employs advanced AI technology that instantly connects your loan request with hundreds of construction lenders. This modern approach allows you to discover optimal construction rates to fund not only ground-up projects but also fix-and-flip and significant rehab undertakings on residential and commercial properties across TN. The AI-driven process is designed to streamline your search for the most competitive financing terms available.

Searching for construction loan lenders nearby?

Reducing unnecessary inquiries is crucial to maintaining a healthy credit score. Obtain preapproval for your land loan without providing your social security number or disclosing any sensitive financial details, safeguarding your privacy throughout the approval process.

If you agree to use additional property as collateral — a strategy known as a blanket loan — you may qualify for 100% LTV (Loan to Value) financing. This option offers expanded financing opportunities, opening up possibilities for wider financial strategies.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 38401, 38402. This tool helps evaluate viable financial options purpose-built for your geographic location, enhancing your capability to secure suitable funding for land acquisitions and development plans that align with your aspirations.



  • FasterFunds Lending
  • 3320-1 Rue Royale, Saint Charles, MO, 63301
  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
  • Vantage Credit Union
  • 19 Missouri Research Park Ct, Saint Charles, MO, 63304
  • Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.
  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
  • Legacy Bank VA
  • 20957 Riverside Drive, Grundy, VA, 24614
  • Legacy Bank (Formerly Grundy National Bank) was established in 1964 to serve the financial needs of the community while making a profit. Our strong capital base and good earnings have allowed us to make the technological enhancements required by the changes that are taking place in the banking industry.