3 Construction Loan Lenders with AI in Mount-Pleasant, Tennessee 2026

The Lendersa® compilation of construction loan lenders in Mount-Pleasant, TN features options from regional banks, national financial institutions, and local hard money lenders, all using private funds for your ground-up constructions or major rehabs.

Construction costs for a 2,000 square foot home in Mount-Pleasant, TN, can range from $208,309 for basic projects to $379,610 for more upscale constructions. Interest rates and loan terms vary depending on the borrower's financial position, Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender chosen.

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With Lendersa® AI technology, your construction financing needs are matched instantly with numerous lenders. Find excellent construction rates for funding new constructions, flips, or major renovations on both residential and commercial properties throughout TN.

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To safeguard your credit score, reduce unnecessary inquiries. You can get preapproved for a land loan without disclosing your social security number or other sensitive information.

You might qualify for 100% LTV financing by using additional property as security under a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders that offer loans for vacant land in zip codes 38401.



  • Heritage Bank & Trust
  • 217 South James M. Campbell Boulevard, Columbia, TN, 38401
  • Lends in Tennessee
  • Heritage Bank & Trust is proud to be your community bank serving Maury and Lawrence counties. Offering a broad range of financial services from personal to business needs, Heritage Bank & Trust strives to make your life better. Heritage Bank & Trust has offices in Columbia, Mount Pleasant and Lawrenceburg.

  • First Farmers & Merchants Bank
  • 816 S. Garden Street, Columbia, TN, 38401
  • Lends in Tennessee
  • First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.

  • First Commerce Bank
  • 500 North Ellington Parkway, Lewisburg, TN, 37091
  • Lends in Tennessee
  • First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.

  • NEXA Lending
  • 3705 Hillmeade Ct, Nashville, TN, 37221
  • Lends in Tennessee
  • NEXA Lending is the No. 1 Mortgage Broker in the United States. With over 280 lending partners, NEXA provides a wide variety of loan products, including Conventional, FHA, VA, USDA, jumbo loans, investor loans, commercial lending, construction loans, fix-and-flip, reverse, and many more! And our rates will never be beaten! Our mission is to serve o

  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Lends in Tennessee
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.

  • First National Bank
  • 206 South First Street, Pulaski, TN, 38478
  • Lends in Tennessee
  • First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.

  • InsBank
  • 2106 Crestmoor Road, Nashville, TN, 37215
  • Lends in Tennessee
  • INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.

  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.

  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.

  • Peoples Bank
  • 526 East Main Street, Hohenwald, TN, 38462
  • Lends in Tennessee
  • We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,

  • Bank of Frankewing
  • PO Box 1, Frankewing, TN, 38459
  • Lends in Tennessee
  • Bank of Frankewing, a 100-year-old financial services institution, serves southern, middle Tennessee and northern Alabama with personalized, friendly banking opportunities. Bank of Frankewing is an independent institution focusing on the needs of our communities by offering a comprehensive range of personal and business banking services

  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Lends in Tennessee
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.