Construction loans with AI in East-Ridge, TN [2025 list]

The Lendersa® directory in East-Ridge, TN, provides an extensive array of construction loan lenders. This list includes renowned regional banks, well-established national financial institutions, and local hard money lenders. These lenders use private funds to offer financing solutions tailored to your ground-up construction and major renovation projects. This comprehensive range of lenders is geared to accommodate different financial needs, whether it's a new build or a substantial rehab.

In East-Ridge, TN, lenders assess the costs for constructing a 2,000 square-foot home, with figures ranging from $209,178 for basic construction to $380,479 for more refined and luxurious projects. Interest rates and loan terms fluctuate based on the borrower's financial profile, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the specific lender chosen. This diversity allows for flexibility in setting terms that align best with individual financial situations and project aspirations.

The versatile construction loan calculator

Lendersa® employs advanced AI technology to match your loan requests promptly with numerous construction lenders, ensuring that all your financing needs are comprehensively met. You can now access competitive construction rates ideal for supporting projects like ground-up construction, fix-and-flip initiatives, or large-scale rehabs on both residential and commercial properties in TN. This approach simplifies the process of securing the most advantageous financing terms.

Searching for construction loan lenders close by?

Protecting your credit score is essential, so avoid unnecessary inquiries. You can achieve preapproval for a land loan without needing to provide your social security number or other sensitive financial data, thus maintaining your personal and financial privacy during the application process.

By opting to pledge additional property as collateral, commonly referred to as a blanket loan, you might qualify for 100% Loan-to-Value (LTV) financing. This arrangement provides enhanced financial leverage, opening up broader possibilities for real estate development and investment.

Employ the Lendersa® land loan calculator to discover vacant land loan lenders within the specified zip codes 37412. This tool facilitates making informed, location-specific decisions for your property investment needs, ensuring that you align financial strategies with geographic preferences effectively.

(601) 825-4323 Lender's profile and map Reviews Community Bank 1255 W Government St, Brandon, MS, 39042 One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
(910) 500-6170 Lender's profile and map Reviews AAFMAA Mortgage Services LLC 639 Executive Place, Suite 203, Fayetteville, NC, 28305 AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
(800) 374-6123 Lender's profile and map Reviews Peoples Bank 138 Putnam St, Marietta, OH, 45750 Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
(614) 792-5626 Lender's profile and map Reviews First National Bancorp LLC 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017 Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
3148852262 Lender's profile and map Reviews Nathan Capital Group PO Box 19743, Saint Louis, MO, 63109 Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
(919) 833-9761 Lender's profile and map Reviews First Citizens Bank 4300 Six Forks Road, Raleigh, NC, 27609 First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
(843) 877-4314 Lender's profile and map Reviews Funding Resources, LLC. 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(407) 476-2500 Lender's profile and map Reviews LYNK Capital 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615 LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.