7 Construction Loan Lenders in Chattanooga, Tennessee in 2026

Lendersa® provides a list of construction loan lenders in Chattanooga, TN, encompassing regional banks, national financial institutions, and local hard money lenders who offer private funding for ground-up construction projects or major rehabs.

Lenders in Chattanooga, TN determine construction costs for a 2,000 square-foot home, with prices ranging from $209,519 for basic builds to $380,820 for more elaborate structures. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the type of lender selected.

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To meet all your construction financing needs, Lendersa® employs AI technology to swiftly match your loan request with numerous construction lenders. Discover leading construction rates for projects ranging from ground-up builds to fix-and-flip or major renovations on residential and commercial properties in TN.

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Prevent unnecessary inquiries that could affect your credit score. Obtain preapproval for a land loan without needing to provide your social security number or other sensitive information.

By pledging additional property as collateral, referred to as a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan options in zip codes 37415.



Chattanooga Construction Loan Lenders

  • RockPoint Bank, National Association
  • 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
  • Lends in Tennessee
  • When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.

  • Barot Capital, LLC Commercial Real Estate Loan Consultants
  • 736 Market Street, Suite 318, Chattanooga, TN, 37402
  • Lends in Tennessee
  • BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.

  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Lends in Tennessee
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311
  • Lends in Tennessee
  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
    main bank office buildingToday, Bank of Cleveland is the only locally owned

  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • Lends in Tennessee
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.

    We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher

  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Lends in Tennessee
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.

  • Simply Bank
  • 420 Third Avenue, Dayton, TN, 37321
  • Lends in Tennessee
  • SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.

  • Copper Basin Federal Credit Union
  • 771 Ocoee Street, Copperhill, TN, 37317
  • Lends in Tennessee
  • Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.

Also lends in Tennessee

  • First Jackson Bank, Inc.
  • 43243 Us Highway 72, Stevenson, AL, 35772
  • Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.