418 Construction Loan Lenders with AI in Humboldt, Tennessee 2026

The Lendersa® directory of construction loan providers in Humboldt, TN includes options from regional banks, national financial institutions, and local hard money lenders who use private funds for new constructions or major rehabs.

When calculating construction expenses in Humboldt, TN for a 2,000 square foot home, costs range from $208,694 for basic setups to $379,995 for more elaborate designs. Interest rates and loan terms fluctuate, influenced by the borrower's financial scenario, the Loan-to-Value (LTV), After Repair Value (ARV), and the selected type of lender.

Review offers from 100 lenders

Unveiling the capabilities of our construction loan calculator

Lendersa® AI technology ensures every financing need is met by instantly matching your loan application with numerous construction lenders. You can explore the most competitive construction rates for financing new builds, fix and flips, or major rehabs on residential and commercial properties in TN.

Searching for nearby construction loan providers?

To safeguard your credit score, it's crucial to limit unnecessary inquiries. Secure a preapproval for a land loan without the requirement to disclose your social security number or other sensitive information.

If you can offer additional property as collateral, you may be eligible for 100% LTV (Loan to Value) financing through a blanket loan agreement.

Explore the Lendersa® land loan calculator to find lenders offering loans for vacant land across zip codes 38343.



  • CedarStone Bank
  • 900 West Main Street, Lebanon, TN, 37087
  • Lends in Tennessee
  • CedarStone Bank is known for returning to the simple basics of banking. Our friendly, experienced bankers are a group of business and community leaders in Wilson County & Nashville who deliver professional services and products to individuals and businesses. We are always looking for people who share our vision of serving.

  • Wilson Bank & Trust
  • 623 W. Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • Wilson Bank & Trust was founded on May 5, 1987, by a group of local business leaders under the leadership of the founding CEO, Randall Clemons. The first office was located in this small house located in Lebanon, Tennessee. Since then, we've grown considerably with 29 offices in nine counties, and we remain focused on our mission to serve

  • First Freedom Bank
  • 1620 W Main St, Lebanon, TN, 37087
  • Lends in Tennessee
  • First Freedom is not just another bank; they're your neighbors. When you need answers, you get answers from someone right here in Wilson County, who shares your hometown values. They are committed to a level of service that you just won't find anywhere else. Member FDIC and Equal Housing Lender.

  • First Vision Bank.
  • 1401 N. Jackson Street, Tullahoma, TN, 37388
  • Lends in Tennessee
  • First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.

  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.

  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • Lends in Tennessee
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.

  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • CITIZENS BANK of Lafayette
  • 400 Highway 52 Byp W, Lafayette, TN, 37083
  • Lends in Tennessee
  • Citizens Bank of Lafayette, Tennessee, was organized under state charter on April 10, 1909. M.S. Freeman was elected as the bank’s first president and W.J. Hirring was elected vice-president. The 83 original shareholders invested $12, 000. Citizens Bank opened for business on July 1, 1909.

  • First Jackson Bank, Inc.
  • 43243 Us Highway 72, Stevenson, AL, 35772
  • Lends in Tennessee
  • Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.

  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • Lends in Tennessee
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.

    We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher