418 Construction Loan Lenders with AI in Jefferson-City, Tennessee 2026

The Lendersa® listing of construction loan providers in Jefferson-City, TN includes various financial entities—regional banks, national lenders, and local hard money lenders all offering private money for both ground-up construction and major renovations.

Construction costs for a 2,000 square foot home in Jefferson-City, TN, range from $208,672 for basic projects to $379,973 for more luxurious builds. The interest rates and terms of these construction loans depend on several factors, including the borrower's financial status, the Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender chosen.

Explore loan options from 100 providers

Harness our innovative construction loan calculator

To meet all your construction financing needs, Lendersa® employs advanced AI technology to connect your loan request swiftly with hundreds of construction lenders. This process allows you to discover optimal construction loan rates for funding projects like new builds, fix-and-flips, or significant rehabs on both residential and commercial properties across TN.

Looking for local construction loan lenders?

By minimizing unnecessary credit inquiries, you can protect your credit score. It is possible to get preapproved for a land loan without disclosing your social security number or other sensitive financial data.

With additional property used as collateral, you may qualify for 100% LTV (Loan to Value) financing, structured as a blanket loan.

Utilize the Lendersa® land loan calculator to discover lenders offering vacant land loans in zip codes 37760.



  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in Tennessee
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Lends in Tennessee
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in Tennessee
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.

  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Lends in Tennessee
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.

  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in Tennessee
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202

  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Lends in Tennessee
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.

  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • Lends in Tennessee
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.

  • CLARITY ONE RICH GROUP LLC
  • 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342
  • Lends in Tennessee
  • **Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC**

    **About Us**
    Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency.

    **Our Commitment**
    We stand out by providing clarity in every transaction, making your financial aspiratio

  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Lends in Tennessee
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.