Monterey, Tennessee Construction loan lenders AI selection 2025

Lendersa® includes a list of construction loan lenders in Monterey, TN, featuring regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In Monterey, TN, lenders calculate the construction cost for a 2,000 square foot home, ranging from $207,814 for simple build-outs to $379,115 for more enhanced designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and lender choice.

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Lendersa®'s AI technology ensures all your financing needs by swiftly matching your loan request with various construction lenders. Discover competitive rates for new builds, flips, or major renovations on residential and commercial properties in TN.

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Reduce your credit score risk by avoiding unnecessary inquiries. Get preapproved for land loans without needing to reveal your social security number or sensitive financial data.

Qualify for 100% LTV financing by agreeing to pledge additional property as security through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 38574.



  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
  • Vanderbilt Mortgage and Finance, Inc.
  • 500 Alcoa Trail, Maryville, TN, 37804
  • Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
  • Tower Community Bank
  • 4564 Main Street, Jasper, TN, 37347
  • At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities. We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
  • First Vision Bank.
  • 1401 N. Jackson Street, Tullahoma, TN, 37388
  • First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
  • US Community Credit Union
  • PO Box 140570, Nashville, TN, 37214
  • US Community Credit Union is a not-for-profit co-operative financial institution aimed at increasing the financial knowledge to those located in Middle TN. We are excited to offer you premium financial products and services. US Community Credit Union is a top-notch organization that really cares about their members. USCCU is the best than any bank!
  • Nashville Post Office Credit Union
  • 10 Rachel Drive, Nashville, TN, 37214
  • Nashville Post Office Credit Union, we are a full-service financial institution and one of the oldest credit unions in the Middle Tennessee area. Each member is equally important because members are the owners. Each Member has one vote to elect our voluntary Board of Directors. NPOCU was founded in 1925.
  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.