Construction Loan Lenders in Oakland, Tennessee (2026)

The Lendersa® list of construction loan lenders in Oakland, TN features regional banks, national lenders, and local hard money lenders that use private capital to support your new construction or major rehab projects.

In Oakland, TN, the construction costs for a 2,000 square foot home vary from $208,727 for basic builds up to $380,028 for more elaborate constructions. Interest rates and loan terms are impacted by factors such as the borrower's financial situation, Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender.

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With Lendersa® AI technology, your loan requests are matched with a wide range of lenders to ensure all financing needs are covered. Discover competitive construction rates for funding new builds, fix N flips, or major rehabs on both residential and commercial properties in TN.

Finding construction loan lenders near you

Reduce unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without needing your social security number or sensitive financial details.

Agreeing to use additional properties as collateral can qualify you for 100% LTV (Loan to Value) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 38060.



Oakland Construction Loan Lenders

  • BankTennessee
  • 1125 W Poplar Ave, Collierville, TN, 38017
  • Lends in Tennessee
  • It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business.

    BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile

  • Bank of Bartlett
  • 678 N Germantown Parkway, Cordova, TN, 38018
  • Lends in Tennessee
  • "Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home.

    We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.

  • Financial Federal Bank
  • 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
  • Lends in Tennessee
  • Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience

  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • Lends in Tennessee
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need.
    Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.

  • Brighton Bank Tennessee
  • 7663 Highway 51 S, Brighton, TN, 38011
  • Lends in Tennessee
  • Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910

  • Paragon Bank
  • 5400 Poplar Avenue, Memphis, TN, 38119
  • Lends in Tennessee
  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.

  • FAA Federal Credit Union
  • 3920 Whitebrook Drive, Memphis, TN, 38118
  • Lends in Tennessee
  • FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.

  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • Lends in Tennessee
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.