418 Construction Loan Lenders with AI in Ripley, Tennessee 2026

The Lendersa® list of construction loan lenders in Ripley, TN includes regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to cater to ground-up construction and major rehab projects.

In Ripley, TN, constructing a 2,000 square foot home might cost between $208,639 for basic projects to $379,940 for more upscale builds. The terms and interest rates for construction loans vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and the selected lender type.

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Discover the magic of the construction loan calculator

To adequately meet all construction financing needs, Lendersa® uses AI technology, instantly matching your loan request with numerous construction lenders. You can discover optimum construction rates for funding new builds, fix N flips, or significant rehabilitations for both residential and commercial properties in TN.

Interested in construction loan lenders nearby?

Preserve your credit score by avoiding redundant inquiries. Obtain preapproval for land loans without disclosing your social security number or other sensitive financial info.

If you are able to use additional property as collateral, becoming eligible for 100% LTV financing is possible through a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to locate lenders offering loans for vacant land in zip codes 38063.



  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Tennessee
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • United Premier Funding LLC
  • 2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
  • Lends in Tennessee
  • United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.

  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • Lends in Tennessee
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in Tennessee
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • Lends in Tennessee
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.

  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • Lends in Tennessee
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.

  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Lends in Tennessee
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • Citizens Bank and Trust Company of Grainger County
  • 8335 Rutledge Pike, Rutledge, TN, 37861
  • Lends in Tennessee
  • We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Lends in Tennessee
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • Commercial Bank
  • 6710 Cumberland Gap Parkway, Harrogate, TN, 37752
  • Lends in Tennessee
  • Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.

    We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.

  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Lends in Tennessee
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a