6 Construction Loan Lenders in Union-City, Tennessee in 2026

The Lendersa® collection of construction loan providers in Union-City, TN comprises regional banks, national institutions, and local hard money lenders, all offering private funds for new builds or substantial renovations.

In Union-City, TN, construction costs for a home measuring 2,000 square feet vary. The basic cost starts at $208,848, whereas more elaborate projects reach up to $380,149. Various elements like borrowers' financial status, LTV, ARV, and lender type affect the loan terms and interest rates.

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To cater to all your construction financing requirements, Lendersa® AI technology promptly aligns your loan request with numerous construction lenders. Unlock highly competitive construction rates for financing new builds, fix and flips, or major refurbishments on residential and commercial properties in TN.

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Cut down on unnecessary inquiries to maintain your credit score. Obtain preapproval for your land loan without disclosing your social security number or other sensitive financial information.

Securing a 100% LTV (Loan to Value) financing is possible if you agree to use additional properties as collateral under a blanket loan arrangement.

Make use of the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 38261.



Union-City Construction Loan Lenders

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • Lends in Tennessee
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Lends in Tennessee
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Lends in Tennessee
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put

  • Holley Credit Union
  • 1107 Mineral Wells Ave., Paris, TN, 38242
  • Lends in Tennessee
  • Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000

  • Bank of Crockett
  • 111 East Main St., Bells, TN, 38006
  • Lends in Tennessee
  • Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.

  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Lends in Tennessee
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.

  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • Lends in Tennessee
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.

  • Bank of Ripley
  • 134 N. Jefferson St., Ripley, TN, 38063
  • Lends in Tennessee
  • The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible

Also lends in Tennessee

  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members