2026 Construction Loan Lenders for Ballinger, Texas

Lendersa® offers a diverse list of construction loan lenders in Ballinger, TX. This list includes regional banks committed to local projects, national lenders with extensive reach, and local hard money lenders who use private funds for your ground-up construction or major rehab efforts. Whether you're undertaking a new build or significant renovation, these lenders provide the necessary financial support tailored to your construction needs.

Lenders calculate the construction costs for a 2,000 square foot home in Ballinger, TX, ranging from $205,593 for basic builds to $378,204 for more upscale and sophisticated designs. The interest rate and terms of these construction loans can vary, depending heavily on factors such as the borrower's financials, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected for the loan.

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Utilizing advanced AI technology, Lendersa® ensures that all your construction financing needs are met by seamlessly matching your loan request with hundreds of construction lenders. This allows you to identify the best construction rates for funding various projects, be it new builds, fix-and-flips, or major rehabs on both residential and commercial properties throughout TX.

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To keep your credit score intact, it's important to minimize unnecessary inquiries. Achieve preapproval for your land loan without needing to provide your social security number or any other sensitive financial information, thus ensuring your privacy is maintained while exploring financial options.

You might qualify for 100% LTV financing by agreeing to a blanket loan, where additional properties are pledged as collateral to enhance your borrowing power.

Use the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 76821, helping you make well-informed decisions for your land investment and development needs.



Ballinger Construction Loan Lenders

  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • Lends in Texas
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.

  • The Security State Bank
  • 700 S. Main, Winters, TX, 79567
  • Lends in Texas
  • The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.

  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • Lends in Texas
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.

  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.

  • The City National Bank of Colorado City
  • 2909 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.

    Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • Lends in Texas
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.

  • 1st Community Federal Credit Union
  • 3505 Wildewood Drive, San Angelo, TX, 76904
  • Lends in Texas
  • 1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.

  • RJ Funding Services
  • 3371 Knickerbocker road, San Angelo, TX, 76904
  • Lends in Texas
  • RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.