2026 Construction Loan Lenders for Brownwood, Texas

The Lendersa® directory of construction loan lenders in Brownwood, TX features regional banks, national institutions, and local hard money lenders. These lenders use private funds for projects like ground-up constructions or major rehabs, providing diverse financial solutions to meet your needs.

In Brownwood, TX, lenders estimate the cost for constructing a 2,000 square foot home, from $209,696 for basic builds to $382,307 for more upscale structures. Interest rates and terms of construction loans vary based on the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

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You might be eligible for 100% LTV (Loan to Value) financing by offering additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers within the zip codes 76801.



Brownwood Construction Loan Lenders

  • Mid-Tex Federal Credit Union
  • 3808 Highway 377 South, Brownwood, TX, 76801
  • Lends in Texas
  • Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.

  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Lends in Texas
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.

  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • Lends in Texas
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • Lends in Texas
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter

  • The Brady National Bank
  • 101 S. Blackburn St., Brady, TX, 76825
  • Lends in Texas
  • Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing

  • The Commercial National Bank of Brady
  • 105 E. 2nd Street, Brady, TX, 76825
  • Lends in Texas
  • Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.

  • Central Texas Farm Credit
  • PO Box 1231, Brady, TX, 76825
  • Lends in Texas
  • Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.

  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • Lends in Texas
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.

  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Lends in Texas
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.