6 Construction Loan Lenders in Carthage, Texas in 2026

Lendersa® offers a selection of construction loan lenders in Carthage, TX, including regional banks, national lenders, and local hard money lenders who utilize private funds to assist your ground-up construction or significant rehab projects.

In Carthage, TX, the construction cost for a 2,000 square foot home can range from $207,474 for basic construction to $380,085 for more luxurious designs. Interest rates and loan terms vary, influenced by the borrowers' financial status, LTV, ARV, and the type of lender chosen.

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To fulfill your construction financing needs, Lendersa®'s AI technology swiftly aligns your loan request with many construction lenders. Discover competitive construction rates for funding projects such as ground-up builds, fix N flips, or major rehabs for residential and commercial properties in TX.

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Reducing unnecessary inquiries can help maintain your credit score. Obtain preapproval for land loans without needing to disclose your social security number or other sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing if you are willing to pledge additional property as security through a blanket loan agreement.

Utilize the Lendersa® land loan calculator to discover lenders offering vacant land loans in zip codes 75633.



Carthage Construction Loan Lenders

  • Texas Bank Henderson TX
  • 1120 Highway 79 North, Henderson, TX, 75652
  • Lends in Texas
  • Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.

  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • Lends in Texas
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best

  • UBank
  • 4822 North Street, Nacogdoches, TX, 75965
  • Lends in Texas
  • "Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger.
    Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.

  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • East Texas Professional Credit Union
  • 409 East Loop 281, Longview, TX, 75605
  • Lends in Texas
  • East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • Lends in Texas
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.

  • Austin Bank
  • 200 E Commerce, Jacksonville, TX, 75766
  • Lends in Texas
  • Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see

  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Lends in Texas
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.

  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • Lends in Texas
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect

  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • Lends in Texas
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.