Construction Loan Lenders in Copperas-Cove, Texas (2026)

The Lendersa® directory for construction loan lenders in Copperas-Cove, TX includes a diverse offering of regional banks, national lenders, and local hard money lenders who utilize private funds for projects such as ground-up construction or significant rehabilitations.

Lenders in Copperas-Cove, TX assess the costs for a 2,000 square foot home, estimating between $210,070 for basic builds to $382,681 for more sophisticated structures. Interest rates and loan terms vary based on the borrower's financial profile, the loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender chosen.

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Protect your credit score by avoiding unnecessary inquiries. You can secure preapproval for a land loan without needing to disclose your social security number or any sensitive financial details.

Eligibility for 100% LTV (Loan to Value) financing can be achieved by pledging additional property as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in zip codes such as 76522.



Copperas-Cove Construction Loan Lenders

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • Lends in Texas
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter

  • First State Bank of Burnet
  • 136 East Washington Street, Burnet, TX, 78611
  • Lends in Texas
  • The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • Lends in Texas
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.

  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • Lends in Texas
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.

  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • Lends in Texas
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across

  • Scott & White Employees Credit Union
  • 2401 South 31st Street, Temple, TX, 76508
  • Lends in Texas
  • Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it