Construction Loan Lenders in Gatesville, Texas (2026)

Lendersa® offers a list of construction loan lenders in Gatesville, TX, featuring regional banks, national lenders, and local hard money lenders using private funds for new constructions or major rehabs.

In Gatesville, TX, the estimated cost for building a 2,000 square foot home ranges from $208,651 for basic constructions to $381,262 for more upscale projects. Interest rates and loan terms vary based on borrower financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the selected lender.

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Lendersa® uses AI technology to match your loan requests efficiently with a variety of construction lenders, ensuring all financing needs are met. Discover ideal construction rates for ground-up builds, property flips, or major rehabs on both residential and commercial properties in TX.

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To protect your credit score, reducing unnecessary inquiries is important. Get preapproved for your land loan without needing to disclose your social security number or other sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 76528.



Gatesville Construction Loan Lenders

  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Lends in Texas
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.

  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • Lends in Texas
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.

  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • Lends in Texas
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • Scott & White Employees Credit Union
  • 2401 South 31st Street, Temple, TX, 76508
  • Lends in Texas
  • Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • Lends in Texas
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • Lends in Texas
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • Lends in Texas
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.