6 Construction Loan Lenders in Ennis, Texas in 2026

The Lendersa® directory of construction loan lenders in Ennis, TX includes a comprehensive selection of regional banks, national financial institutions, and local hard money lenders, all utilizing private funds aimed at supporting your ground-up construction or major rehabilitation efforts. With an array of choices, this list is designed to meet diverse financing needs across different project types, ensuring that you can find a loan provider that aligns perfectly with your specific requirements.

Construction costs for a 2,000 square foot home in Ennis, TX, are estimated by lenders to range from $209,619 for simple builds to $382,230 for more luxurious setups. Interest rates and the terms of these construction loans are highly variable, depending on factors such as the borrower's financial circumstances, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender selected—providing a tailored approach for each unique financing scenario.

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The Magic of the Construction Loan Calculator

To thoroughly meet every aspect of your construction financing needs, Lendersa® makes use of sophisticated AI technology that skillfully matches your loan request with numerous construction lenders. You can now find exceptional construction rates to fund a range of projects, including ground-up development, fix-and-flip ventures, or significant renovations across residential and commercial properties within TX. This efficient matchmaking fosters well-informed financial decisions, facilitating successful project financing outcomes.

Locate Construction Loan Providers Near You

Avoiding unnecessary credit inquiries helps shield your credit score. Obtain preapproval for land loans without needing your social security number or sensitive financial details, ensuring safety and convenience in your preliminary borrowing interactions.

You might be eligible for 100% LTV (Loan-to-Value) financing by opting to use additional properties as collateral, commonly referred to as a blanket loan. This can significantly improve your financing prospects by allowing greater resource acquisition and amplifying your project's reach.

To streamline the discovery of financial partners, utilize the Lendersa® land loan calculator. This tool will guide you to vacant land loan providers located within zip codes 75119, simplifying your quest for suitable and effective financing solutions tailored to your land acquisition needs.



Ennis Construction Loan Lenders

  • Ennis State Bank
  • 815 W. Ennis Ave, Ennis, TX, 75119
  • Lends in Texas
  • ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • Lends in Texas
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • First National Bank of Kemp
  • 100 South State Highway 274, Kemp, TX, 75143
  • Lends in Texas
  • First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • HomeBank Texas
  • 601 North Highway 175, Seagoville, TX, 75159
  • Lends in Texas
  • HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Lends in Texas
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Lends in Texas
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.

    State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio

  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • Lends in Texas
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.