Construction Loan Lenders in Waxahachie, Texas (2026)

Lendersa® compiles a list of construction loan lenders in Waxahachie, TX, which includes regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major rehab projects.

For a 2,000 square foot home in Waxahachie, TX, lenders estimate construction costs from $210,169 for basic builds to $382,780 for more elaborate constructions. Interest rates and loan terms vary based on the borrower's financial situation, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender selected.

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Lendersa® uses AI technology to match your construction financing requests with numerous lenders. This ensures all your needs are met. Discover competitive construction rates for funding ground-up builds, fix-and-flip projects, or major rehabs on residential and commercial properties in TX.

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To maintain your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional property as security with a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within zip codes such as 75165.



Waxahachie Construction Loan Lenders

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • Lends in Texas
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • Ennis State Bank
  • 815 W. Ennis Ave, Ennis, TX, 75119
  • Lends in Texas
  • ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Lends in Texas
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • HomeBank Texas
  • 601 North Highway 175, Seagoville, TX, 75159
  • Lends in Texas
  • HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.

  • Grandview Bank
  • 105 E. Criner, Grandview, TX, 76050
  • Lends in Texas
  • Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.