Construction Loan Lenders in Freeport, Texas (2026)

In Freeport, TX, Lendersa® offers a list of construction loan providers, featuring regional banks, national lenders, and local hard money lenders who use private funds for both new constructions and major renovations.

For constructing a 2,000 square foot home in Freeport, TX, costs estimated by lenders range from $208,618 for basic structures to $381,229 for more luxurious projects. Interest rates and loan terms are influenced by factors like the borrower's financial status, the loan-to-value ratio, ARV, and the lender type chosen.

View and compare loan offers from 100 different lenders

Discover the benefits of using a construction loan calculator

To cater to all your construction finance needs, Lendersa® utilizes innovative AI technology that quickly aligns your loan inquiry with numerous construction lenders. Find prime construction rates to support new builds, fix-and-flip projects, or major property renovations in TX.

Are local construction loan providers available?

By avoiding unnecessary credit checks, you can protect your credit score. Secure a preapproval for your land loan without having to reveal your social security number or sensitive financial details.

When additional property is pledged as collateral (using a blanket loan), you may qualify for 100% LTV (Loan-to-value) financing.

Utilize the Lendersa® land loan calculator to discover land loan lenders by the zip codes 77541.



Freeport Construction Loan Lenders

  • First State Bank
  • 200 Brazosport Boulevard North, Clute, TX, 77531
  • Lends in Texas
  • First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products.

    At First State Bank, we're here for you, not just as your convenient community bank,

  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • Lends in Texas
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.

  • First National Bank of Lake Jackson
  • 122 W Way St, Lake Jackson, TX, 77566
  • Lends in Texas
  • The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Lends in Texas
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • Texas Advantage Community Bank, National Association
  • 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
  • Lends in Texas
  • We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you

  • Matagorda County Credit Union
  • 3700 Avenue F, Bay City, TX, 77414
  • Lends in Texas
  • Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.

  • Baycel Federal Credit Union
  • 2320 6th Street, Bay City, TX, 77414
  • Lends in Texas
  • Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.