Construction Loan Lenders in Richwood, TX (2026)

Lendersa® presents a detailed list of construction loan lenders in Richwood, TX, providing access to various financial institutions. This selection encompasses regional banks dedicated to supporting local communities, national lenders offering wide coverage, and local hard money lenders who invest private funds to facilitate your ground-up construction projects or significant rehabilitation efforts. Whether you're planning a new build or a major renovation, these lenders offer financial solutions tailored to meet a diverse range of construction needs.

For constructing a 2,000 square foot home in Richwood, TX, lenders calculate costs starting from $205,835 for basic construction, escalating to $378,446 for more sophisticated, upscale projects. The terms and conditions of these construction loans, including interest rates, vary considerably depending on the borrower's financial landscape, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen type of lender to work with on your project.

Explore the magic construction loan calculator

Lendersa® employs state-of-the-art AI technology to ensure all your construction financing needs are efficiently met. This technology instantly aligns your loan request with a multitude of construction lenders, allowing you to discover the most competitive construction rates across projects, whether for ground-up constructions, fix-and-flip strategies, or major rehabs on both residential and commercial properties within TX.

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To maintain a strong credit score, it's advisable to limit unnecessary inquiries. Achieve preapproval for your land loan without the obligation to provide your social security number or other sensitive financial information, ensuring your personal data is secure while you explore financing options.

You could qualify for 100% LTV financing when opting for a blanket loan, whereby additional property is pledged as collateral, maximizing your borrowing potential.

Use the Lendersa® land loan calculator to locate lenders proficient in vacant land loans within various zip codes, including those in 77531. This tool aids you in making informed financial decisions and selecting the best financing options tailored to your land investment and development goals.

Richwood Construction Loan Lenders
(979) 265-2511 Lender's profile and map First State Bank 200 Brazosport Boulevard North, Clute, TX, 77531 Lends in Texas First State Bank was established in 1958 and is dedicated to serving Brazoria County by keeping a step ahead of the current standard in banking. First State Bank offers personalized customer service and the highest quality of products. At First State Bank, we're here for you, not just as your convenient community bank,
(979) 265-1911 Lender's profile and map Brazos National Bank Of America 2300 Brazosport Blvd N, Richwood, TX, 77531 Lends in Texas At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
(979) 297-4012 Lender's profile and map First National Bank of Lake Jackson 122 W Way St, Lake Jackson, TX, 77566 Lends in Texas The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way
(281) 331-2253 Lender's profile and map Chocolate Bayou Credit Union 1301 North Highway 35 Bypass, Alvin, TX, 77511 Lends in Texas Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.
(281) 388-5200 Lender's profile and map Texas Advantage Community Bank, National Association 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511 Lends in Texas We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you
(979) 245-8674 Lender's profile and map Matagorda County Credit Union 3700 Avenue F, Bay City, TX, 77414 Lends in Texas Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.
(979) 244-3995 Lender's profile and map Baycel Federal Credit Union 2320 6th Street, Bay City, TX, 77414 Lends in Texas Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.
(281) 334-9715 Lender's profile and map American Homestar Mortgage LLC 2450 South Shore Blvd, Suite 301, League City, TX, 77573 Lends in Texas American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
(409) 948-8541 Lender's profile and map AMOCO Federal Credit Union 1692 E. League City Pkwy, League City, TX, 77573 Lends in Texas More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.