2025 Construction Loans use AI Lenders complete for Richwood, Texas

Lendersa® presents a detailed list of construction loan lenders in Richwood, TX, providing access to various financial institutions. This selection encompasses regional banks dedicated to supporting local communities, national lenders offering wide coverage, and local hard money lenders who invest private funds to facilitate your ground-up construction projects or significant rehabilitation efforts. Whether you're planning a new build or a major renovation, these lenders offer financial solutions tailored to meet a diverse range of construction needs.

For constructing a 2,000 square foot home in Richwood, TX, lenders calculate costs starting from $205,835 for basic construction, escalating to $378,446 for more sophisticated, upscale projects. The terms and conditions of these construction loans, including interest rates, vary considerably depending on the borrower's financial landscape, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the chosen type of lender to work with on your project.

Compare and analyze a wide spectrum of loan offers from over 100 lenders

Explore the magic construction loan calculator

Lendersa® employs state-of-the-art AI technology to ensure all your construction financing needs are efficiently met. This technology instantly aligns your loan request with a multitude of construction lenders, allowing you to discover the most competitive construction rates across projects, whether for ground-up constructions, fix-and-flip strategies, or major rehabs on both residential and commercial properties within TX.

Need construction loan lenders nearby?

To maintain a strong credit score, it's advisable to limit unnecessary inquiries. Achieve preapproval for your land loan without the obligation to provide your social security number or other sensitive financial information, ensuring your personal data is secure while you explore financing options.

You could qualify for 100% LTV financing when opting for a blanket loan, whereby additional property is pledged as collateral, maximizing your borrowing potential.

Use the Lendersa® land loan calculator to locate lenders proficient in vacant land loans within various zip codes, including those in 77531. This tool aids you in making informed financial decisions and selecting the best financing options tailored to your land investment and development goals.



  • Metropolitan Bank
  • 250 East 18th Street, Oakland, CA, 94606
  • Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
  • Spinner Mortgage
  • 205 DeAnza Blvd, Suite 269, San Mateo, CA, 94402
  • At Spinner Mortgage we treat every loan as if it were our own. Whether it’s a loan for an investment property, a construction loan, cash for college tuition, remodeling, or a first-time homebuyer’s mortgage, each situation is carefully evaluated and addressed in detail. The result is a loan custom-tailored to meet specific needs.
  • Mortgage Services
  • 177 Bovet Road Suite 130, San Mateo, CA, 94402
  • Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
  • Allwin Capital
  • 1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
  • Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry. We are an independently owned and operated business, and welcome clients from the entire state of California
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.​
  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
  • Network Independent Mortgage Brokers
  • 1300 Oliver Road, Suite 140, Fairfield, CA, 94534
  • Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
  • National Mortgage Advice
  • 110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
  • At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • TMC Financing
  • 1720 Broadway, 3rd Floor, Oakland, CA, 94612
  • TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!
  • North Street Finance, LLC
  • 1901 Harrison St, Suite 1100, Oakland, CA, 94612
  • Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.