2026 Construction Loan Lenders for Galveston, Texas

Lendersa® offers a comprehensive list of construction loan lenders available in Galveston, TX, which includes regional banks, national lenders, and local hard money lenders who utilize private funding for both ground-up construction and major rehabilitation projects.

In Galveston, TX, lenders estimate the costs for constructing a 2,000 square foot home, ranging from $210,455 for basic builds to $383,066 for more elaborate constructions. Interest rates and loan terms vary based on factors such as the borrower's financial status, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

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With Lendersa®'s AI technology, your construction financing needs are efficiently met, matching your loan requests with an extensive network of construction lenders. Uncover competitive construction rates for funding various projects, including new builds, fix-and-flip endeavors, and major rehabs on residential and commercial properties throughout TX.

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Keep your credit score intact by minimizing unnecessary inquiries. Preapprove for land loans without needing your social security number or sensitive financial details.

You could qualify for 100% LTV (Loan to Value) financing by opting to pledge additional property as security through a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes like 77551.



Galveston Construction Loan Lenders

  • Moody National Bank
  • 2302 Postoffice Street, Galveston, TX, 77550
  • Lends in Texas
  • MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties

  • Hometown Bank, National Association
  • 1801 45th Street, Galveston, TX, 77550
  • Lends in Texas
  • HomeTown Bank, National Association, on April 19, 1999, to accommodate expansion away from Galveston Island. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The Bank is a member of the Federal Reserve System and the Federal Home Loan Bank.

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.

  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Lends in Texas
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Lends in Texas
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • Texas Advantage Community Bank, National Association
  • 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
  • Lends in Texas
  • We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you

  • Gulf Coast Educators Federal Credit Union
  • 3943 Fairway Plaza, Pasadena, TX, 77505
  • Lends in Texas
  • We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.

    We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.

    We offer a full line of financial services tailored.

  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Lends in Texas
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.

    We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.