4 Construction Loan Lenders in Giddings, Texas in 2026

Lendersa® provides a varied list of construction loan lenders in Giddings, TX. This list includes regional banks, national lenders, and local hard money lenders that make use of private capital to support your ground-up construction or major renovation projects.

In Giddings, TX, construction costs for a 2,000 Sq Ft home can range from $206,781 for a basic build to $379,392 for more elaborate designs. Interest rates and loan terms are adjusted based on borrowers' financial details, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender you choose.

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Lendersa® uses AI technology to effectively align your loan request with hundreds of construction lenders, ensuring all your construction financing needs are addressed. Discover competitive construction rates suitable for funding ground-up constructions, fix-and-flip ventures, or major rehabs on both residential and commercial properties in TX.

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Minimize unnecessary inquiries to protect your credit score. Preapprove your land loan without the need for your social security number or any sensitive financial information.

Consider pledging additional property as collateral, and you could qualify for 100% LTV (Loan-to-Value) financing under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within these zip codes: 78942.



Giddings Construction Loan Lenders

  • First National Bank of Giddings
  • 108 E. Austin St., Giddings, TX, 78942
  • Lends in Texas
  • First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.

  • Carmine State Bank
  • 235 Centennial Street, Carmine, TX, 78932
  • Lends in Texas
  • Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.

  • Fayette Savings Bank, SSB
  • 111 East Travis, La Grange, TX, 78945
  • Lends in Texas
  • Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.

  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • Lends in Texas
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.

  • Industry State Bank
  • 16886 Fordtran Blvd, Industry, TX, 78944
  • Lends in Texas
  • Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.

  • Frontier Bank of Texas
  • 1213 Highway 290, Elgin, TX, 78621
  • Lends in Texas
  • Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.

  • The Brenham National Bank
  • 2211 S Day St, Brenham, TX, 77833
  • Lends in Texas
  • Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,

  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Lends in Texas
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.

  • Austin County State Bank
  • 436 South Front Street, Bellville, TX, 77418
  • Lends in Texas
  • ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.

  • The First National Bank of Bellville
  • 100 East Main Street, Bellville, TX, 77418
  • Lends in Texas
  • First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.