Construction Loan Lenders in Hillsboro, Texas (2026)

The Lendersa® directory of construction loan lenders in Hillsboro, TX, includes various options: regional banks, national lenders, and local hard money lenders that use private funds for your ground-up construction or major rehab projects.

For a 2,000 square foot home in Hillsboro, TX, estimated construction costs range from $208,002 for standard builds to $380,613 for more luxurious designs. The interest rates and terms of construction loans can vary based on the borrower's financial condition, LTV, ARV, and the chosen lender type.

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Using Lendersa®'s AI technology, all your construction financing needs are instantly matched with a vast network of lenders. Discover the top construction rates available for funding projects ranging from new builds and fix-and-flips to major rehabs on residential and commercial properties in TX.

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Protect your credit score by reducing unnecessary inquiries. You can get preapproved for land loans without needing to provide your social security number or any sensitive financial details.

You might also qualify for 100% LTV (Loan to Value) financing by using additional properties as collateral under a blanket loan agreement.

Use the Lendersa® land loan calculator to find vacant land loan lenders operating in zip codes 76645.



Hillsboro Construction Loan Lenders

  • Grandview Bank
  • 105 E. Criner, Grandview, TX, 76050
  • Lends in Texas
  • Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • Lends in Texas
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Lends in Texas
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • Lends in Texas
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • Lends in Texas
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • Lends in Texas
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Lends in Texas
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.