2026 Construction Loans use AI Lenders complete for Houston, Texas

Lendersa® presents a list of construction loan lenders in Houston, TX, which includes regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehabs.

In Houston, TX, lenders estimate the construction cost for a 2,000 square foot home ranges from $211,269 for basic constructions to $383,880 for more upscale builds. Interest rates and loan terms fluctuate based on the borrower's financial profile, LTV, ARV, and the type of lender chosen.

Explore and compare offers from 100 lenders

Your Magic Construction Loan Calculator

Lendersa® utilizes AI technology to efficiently match your loan request with multiple construction lenders, ensuring all financing needs are addressed. Discover optimal construction rates for funding new builds, fix-and-flips, or major rehabs on residential and commercial properties throughout TX.

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Protect your credit score by minimizing unnecessary inquiries. Achieve preapproval for your land loan without needing to provide your social security number or sensitive financial information.

If you agree to use additional property as security, you could qualify for 100% LTV financing through a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 77069.



  • Bar Harbor Savings & Loan Association
  • 103 Main Street, Bar Harbor, ME, 04609
  • Bar Harbor Savings and Loan was incorporated in 1902 by a group of local residents ranging from farmers to lawyers. Its mission was to promote savings and provide the means for affordable home ownership for all members.

    Today, the Association still has its roots in the local community as a mutual Association owned and managed by its members.

  • Cashmere Valley Mortgage
  • 127 Easy Street, Wenatchee, WA, 98801
  • Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.

  • AIC Advanced Investment Corp
  • 380 Q Street, Suite 240, Springfield, OR, 97477
  • AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.

  • Clackamas County Bank
  • 38975 Proctor Blvd., Sandy, OR, 97055
  • To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.

  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.

  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,

  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.

  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice

  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated.
    Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."

  • Welcome Home Loans
  • 1203 Willamette St, Suite 150, Eugene, OR, 97401
  • We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending