Construction Loan Lenders in Laguna-Vista, Texas (2026)

Lendersa® offers a list of construction loan lenders in Laguna-Vista, TX, featuring regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or major rehab projects.

In Laguna-Vista, the construction cost for a 2,000 square foot home ranges from $205,109 for basic builds to $377,720 for more detailed designs. Interest rates and loan terms differ based on the borrower's financials, loan-to-value (LTV), after-repair value (ARV), and the type of lender selected.

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Lendersa® uses AI technology to match your loan requests with hundreds of construction lenders, ensuring all your financing needs are met. Discover optimal construction rates to finance projects like ground-up builds, fix-and-flip, or major rehabs on properties across TX.

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Avoid unnecessary inquiries to maintain your credit score. Preapproval for a land loan can be achieved without disclosing your social security number or sensitive financial information.

Consider qualifying for 100% LTV financing by using additional property as collateral in a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders of vacant land loans in zip codes 78578.



Laguna-Vista Construction Loan Lenders

  • GWG MORTGAGE CO., INC
  • 40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
  • Lends in Texas
  • "GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.

    We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"

  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Lends in Texas
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.

  • First National Bank of South Padre Island
  • 709 Padre Blvd, South Padre Island, TX, 78597
  • Lends in Texas
  • First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.

  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.

  • First Community Bank TX
  • 806 S. 77 Sunshine Strip, Harlingen, TX, 78550
  • Lends in Texas
  • First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Lends in Texas
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.